We provide Personal Finances learning and services focused on your background & needs. We are unashamedly ethical & are passionate on seeing everyone achieve financial freedom. Simply personal finances to help you grow & reach financial independence.
Personal Finances Planning
Personal Finances planning helps you to move from where you are towards financial freedom. We achieve this together in partnership with you where you have a dedicated Personal Finances Advisor to help guide you on your financial journey. Your Advisor provides you consultation and advisory from budgeting to risk management to investment and retirement planning. On average, our clients sees a growth of above 20% net worth per annum. Your MyPF Advisor meets with you regularly including a complete Personal Finances Review twice a year.
Your Personal Finances Review covers the following areas:-
- Financial Assessment
- Balance Sheet
- Cash Flow
- Risk Management
- Portfolio & Investment Planning
- Retirement Planning
- Action Plan & Monitoring
Investment Planning is on letting your hard earned money work for you. Together, we will aim to maximize returns while keeping risks low. More importantly than the individual investment itself is your overall investment portfolio. We will analyze your current investment portfolio, create our ideal portfolio & work to fill the blanks in between.
Our Investment Planning session thus includes portfolio analysis, performance tracking, asset allocation & diversification. Our approach is geared towards mid/long term investors who are looking for above average returns, believe in the compounding & are willing to focus on their core competencies for investing.
The investments we cover include:-
- Shares & Equities
- Exchange Traded Funds (ETFs)
- Unit Trusts (UT)
- Private Retirement Schemes (PRS)
- Real Estate Investment Trusts (REITs)
- Properties (Real Estate)
- Endowments & Annuities
- Other Investments
Risk Management helps you to ensure you are financially responsible for you & your loved ones. This works to ensure that you and your assets are sufficiently protected for the unexpected things in life that sometimes happen while keeping costs low.
Risk Management goes through a review of your existing coverage. We work to translate insurance into simple understandable information. Our approach is to ensure you are sufficiently covered and to reduce costs, especially in unnecessary or overpriced coverage. If you have yet to met an advisor who tells you that you don’t need a certain coverage, you will very likely experience that with us. Get your personalized Risk Management review reference with all relevant risk management information for easy reference.
Risk Management areas we cover include:-
- Life Insurance
- Medical Insurance
- Property MRTA & MLTA
- Group / Company Insurance
- Personal Accident (PA) Coverage
- Property Insurance
- Fire & Theft Insurance
- Business Insurance
- Vehicle Insurance
- Travel Protection
We also provide other relevant products and services which include:
- Will Writing
- Estate Planning
- Trust Planning
- Credit Cards
- High Yield Savings Accounts
- Home Loans
- Business Loans
MyPF Premier Membership
Get access to expertise, resources, and knowledge to simplify and grow your personal finances and investments with professional personalized Personal Finances advisory.
Note: We reserve the right to accept clients, not based on net worth, but based on trust, honesty & values.
Products & services are geared towards a Malaysian context although most principles & applications can be applied globally.