EPF launching new Simpanan Syariah & EPF members must choose between both, by Jan 1 2017


About EPF

  • 6.8m active members
  • 7th largest state-run pension fund
  • RM658b ($165b)
  • Overseas holding: 25%
  • EPF Historical Returns

About Simpanan Syariah (EPF-i)

  • 1st, largest & only state-run Syariah-compliant fund in the world
  • No min 2.5% returns guaranteed
  • Expected 1.5-2m members (22-29%) migrating over

Which is better? EPF or EPF-i?
It is difficult to judge without a track record as EPF-i is yet to exist. Expected most who opt for Simpanan Syariah is for their investments to be Syariah-compliant. EPF expected to start by just splitting up current holdings between Syariah & non-Syariah holdings (largest holding is 7.4% of BAT) & increase Sukuk holdings.

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