With scammers improving old tactics with new ideas to target our vulnerabilities, how do we protect ourselves? What are ways we can recognize a scam and what should we do if we realize we are victims of a scam?


What is a Scam?

“A scam is a fraudulent scheme performed by a dishonest individual, group, or company to try to get money or something else of value.”

Scams can appear as or disguise themselves in many forms. However, in the end, all scams are designed to take your money.

Scammers can achieve their goals by manipulating you to:

  • tell them your private details
  • perform certain functions to expose your data
  • willingly hand over your money.

The keys to avoiding being scammed are by figuring out ways to recognize a scam and to defend yourself. But also, what should you do if you believe you have been earmarked or are a victim?


Types of Scams

Scammers and fraudsters often utilize different techniques in their modus operandi. Advances in digital communications provide scammers with different ways to scam.


  • To try to get personal data from personal computers for use in fraudulent activities.
  • Usually by sending an email.
  • The email appears to be from a credible source.
  • Need users to put in personal data such as a credit card number or bank account number.
  • Information is then transmitted to the hacker and utilized to commit acts of fraud.