How to Defer Your PTPTN Repayment

The deadline for updating your PTPTN loan repayment info is on July 25, 2018. Do you qualify for PTPTN loan exemption or repayment deferment? Do you qualify for the new repayment deferment if you are earning below RM4,000 monthly?

Updated: Sep 28, 2018

PTPTN is the National Higher Education Fund Corporation (Perbadanan Tabung Pendidikan Tinggi Nasional) provides education loans available for tertiary education at a very low interest rate of 1% (based on syariah-compliant Ujrah)!

Contents

PTPTN Funding Eligibility

Requirements

Malaysian citizen
Age 45 below
Received offer in MQA approved course for tertiary education at public and private institutions
No other sponsorship received
SSPN-i account
Maintain GPA 2.0 and higher throughout studies

PTPTN application

PTPTN Loan Repayment Exemption

You are exempted from paying back your PTPTN loan by fulfilling the following conditions:-

Awarded first class degree honors or equivalent.
Full time studies completed on timeline as per PTPTN loan document.
Fulfills original PTPTN funding eligibility requirements.
Submitted within 12 months from convocation date.

PTPTN first class honors loan repayment exemption application

PTPTN Loan Repayment Deferment

Repayment for PTPTN starts 12 months after you finish your studies (even if notice of repayment is not received from PTPTN). Wage cost/upah (Ujrah) is charged every month starting from the 13th month. The repayment duration will be based on the remaining loan.

You can defer your PTPTN loan repayment in the following scenarios:-

Full study duration: You continue/extend your education full time locally or overseas.
Up to 24 months: You are unemployed with 6 months deferment per application.
NEW: You are earning below RM4,000 monthly.

Education Deferment Process

Submit official PTPTN repayment deferment letter.
Submit latest education offer letter from tertiary education provider stating the study end date.

Unemployment Deferment Process

Submit official PTPTN repayment deferment letter.
Submit documents
- Letter of oath stating unemployment.
- Latest EPF statement OR official EPF letter confirming borrowed is not contributing to EPF.

Earning Below RM4,000 Monthly Deferment Process

Deadline: July 25, 2018

Update your latest salary at http://www.ptptn.gov.my/akuanpendapatan/.
Note: The above link has been removed by PTPTN after the deadline (ptptn.gov.my)
If you don’t have your No. Pinjaman (Borrowing Account No), call the PTPTN careline 03-2193 3000, icare eApp or contact a PTPTN officer via WhatsApp with your NRIC No, Full Name, Mother’s Name, and Course Name.

Tip: Please select a random PTPTN Officer (search 1-136) to avoid the officers whose names begin with the first few letters in the alphabet getting bombarded with messages, and for a better response time.

No	PTPTN Officer	WhatsApp
1	ABDUL MAJID BIN MUING	013-5418704
2	AFIZAH BT OMAR	011-14202084
3	AHMAD MUHAIMIN BIN HAFIDZ	013-4085659
4	AHMAD SUFIAN HA BIN SIRAJ	012-2794832
5	AIN NADIRAH BT ROZMI	016-6792629
6	ANIS FAZRINA BINTI MOHAMAD	013-9972779
7	ANUAR BIN GHAZALI	017-8053971
8	ARUSTI BINTI RABU	012-2793949
9	ASREF BIN ASRI	017-6917002
10	ASRYZAL BIN ESA	017-7761287
11	AZIFAH HUMAIRAH BINTI ABD AZIZ	014-5448095
12	AZILAWATI BINTI MOHD SUHAIMI	019-3375542
13	AZURA BINTI OTHMAN	019-3369278
14	CHE AZMAN B. CHE ZAN	019-3221147
15	DANIEL JARVIS BIN JOSEPH JUKI	011-31707636
16	FADZLIANA BINTI FADZIL	019-3378799
17	FARRAH SUHAILY BINTI SAFIAN	019-3278773
18	FATIMAH BINTI RAMLI	017-8703507
19	FAZIL BIN MUSTAPA	019-2939179
20	FAZLI BIN ABU OSMAN	013-9287796
21	HANAN HAYATI BINTI WAHID	019-3383027
22	HARNITA BINTI YUSOH @ HARUN	012-2793946
23	HASNUL ABD HAFIDZ BIN HASNUL HADI	012-3436982
24	HELMI BIN AZIZ	019-2804858
25	IFO HASLINA BINTI SHAJRIAL	019-2696292
26	ISMAIL @MOHD FADLI BIN ZAKARIA	012-3573243
27	ISMAWANIE BINTI ABD AZIZ	011-11859919
28	JAMILAH BINTI LONG	012-2507312
29	JULIA BINTI MIRZA SHAH	019-6465801
30	JUSURAIMI BIN JUSOH	019-3237827
31	KHAIRUL HAFIZ B MOHAMED YUSOF	011-37077036
32	MAHAZIAH BINTI ROSLI	011-20788569
33	MASLIANA BINTI MOHAMAD	012-2526162
34	MASRAN BIN MUSTAPHA	017-8021504
35	MASZURA BINTI JIDIN	019-2939630
36	MATTRIX BIN IBRAHIM	014-9951066
37	MIRA MARIANA BINTI KAILAN	013-8177830
38	MOHAMAD AZIZI SOLEHIN B MAKHYUDIN	012-3043067
39	MOHAMAD HAFIZI BIN JAMALUDDIN	019-6630506
40	MOHD AFZHAN BIN ANUAR	013-6894716
41	MOHD AZIM BIN ABDUL LATIFF	012-2694051
42	MOHD EDI IRAWAN BIN LAMING	017-8941878
43	MOHD FAUZI BIN RAMLY	014-5159084
44	MOHD FITRI BIN RAMLI	019-3391553
45	MOHD HANIF BIN HAMZAH	014-5045556
46	MOHD HASHIM BIN ZAINAL ABIDIN	017-3663145
47	MOHD KHAFIZI BIN RAHMAT	017-7031949
48	MOHD NUREZUAN BIN DIN	012-2341029
49	MOHD SHAHRUL AZRI BIN MOHD ISMAIL	019-3392782
50	MOHD ZAMRI BIN ISHAK	019-2580237
51	MUHAINIZAN BINTI MAHAMAD	011-14201934
52	MUHAMAD ADHAM BIN WAN JOHARI	012-3335405
53	MUHAMAD AFIQ BIN MUHAMAD PAUZI	012-2341785
54	MUHAMAD ALIMI BIN ABD RAHMAN	017-6074825
55	MUHAMAD FIRDAUS BIN MOHD YUSOF	014-5493183
56	MUHAMMAD HISYAM BIN ZAINAL	012-2426964
57	MUHAMMAD JAMIL BIN IBRAHIM	017-4432457
58	MUHAMMAD SHAIFUL NIEZAN BIN SIDIK	014-5088815
59	NAZIFAH BT DAUD	019-2343492
60	NAZWANE BINTI SUDIN	010-9280598
61	NONA SUZANA BINTI HAJI DESAN	019-2646346
62	NOOR AYUNI BINTI RAMLI	012-9432080
63	NOOR AZELAH BINTI AHMAD	017-8709074
64	NOOR DIYANA SHAHRUDIN	013-5308610
65	NOOR SHAMIMIE BINTI JELANI	013-5042913
66	NOORHASLINDA BINTI MD YUSOF	012-2693086
67	NOR AFIZA BT MOHAMAD	012-2692781
68	NOR AHKEMALIZA BINTI RASLI	012-9595710
69	NOR AIMIYAH BINTI SUDIN	012-2341270
70	NOR ASHIKIN BINTI ALIAS	014-5158061
71	NOR ASMAH BINTI OTHMAN	017-8702195
72	NOR HIDAYU BINTI KASSIM	011-12849088
73	NORA BT ABU BAKAR	019-6660508
74	NORASHIKIN BINTI RAZALI	012-2693546
75	NORHASHIMAH BT ABD HALIM	019-3377840
76	NORHASNIDAH BINTI ARIFFIN	012-2481087
77	NORISWA BINTI PAUZI	010-4087796
78	NORZILA BINTI ARIFFIN	019-2662529
79	NUR AFIQAH BINTI AJIS	012-3679257
80	NUR IDAYU BINTI KHUSAINI	011-31715313
81	NUR KHAIRIAH BINTI NAWI	019-5593341
82	NUR MASFIRAH BINTI MOHAMED YATIM	019-2142117
83	NUR ZUHAILI BINTI AZMI	019-3544238
84	NURHAIZAN BINTI ZAINAL ABIDIN	012-2507214
85	NURUL ASMAQ BINTI CHE REMELI	016-8887261
86	NURUL HUDA BT HAMID	012-2692473
87	NURUL NADIRA BINTI ABDUL HAMID	012-2692083
88	NURUL NISAH BINTI INI	014-6825785
89	NURUL SHUHADA BINTI AHMAD	019-3379862
90	PAULINE NANIE MULA ANAK NATING	014-8822452
91	RATNAWATI BINTI MUHAMAD YUNUS	019-3433989
92	RIFNASARI BINTI ANDI ARIEF	013-9297928
93	RODIAH BINTI HAMZAH	012-5513102
94	ROHASMIRA BINTI ZAINAL ABIDIN	014-3389324
95	ROHIMI BINTI JALANI @ ZAINI	013-3783018
96	ROS AIZAM BINTI DIN	019-3397085
97	ROSLAN BIN HAMDAN	019-3986284
98	ROSNI BINTI ABDUL RAHMAN	012-2344372
99	RUZIEANA BINTI IBRAHIM	012-9226635
100	SALIZA BINTI ZAKARIA	011-32410631
101	SARINA BINTI RASLAN	013-380 8258
102	SHAHREL BIN RAMLEE	017-8053856
103	SHARIN BIN ABDUL RAHIM	011-31636078
104	SHAZRUL AZHAN BIN ABDULLAH	016-4322948
105	SHIMAH BINTI TUMIRAN	013-7112950
106	SITI HAFSOH BINTI ANANG BASSRI	019-2552681
107	SITI HAJAR BINTI ABDUL KADIR	019-3394387
108	SITI JAHARA BINTI MOHD IDRIS	019-2550671
109	SITI KHATIJAH BINTI MOHD AMIN	013-5339445
110	SITI LIANA BINTI JOHARI@BAHA	017-5613412
111	SITI MADIAH BINTI SALIM	019-3461401
112	SITI NORMALA BINTI ISMAIL KHAN	019-8689984
113	SITI NORMALAH BINTI AMAN	016-5828485
114	SITI NORZAIDAH MOHD SAKRY	010-9309668
115	SITI SARAH BT MOHD FAIZAL	013-4953664
116	SITI SHARAH BINTI KAMARUDDIN	019-3381361
117	SITI SUHANAFIAH BINTI SOEFJAN JOENOES	012-2314972
118	SOLAHUDDIN BIN MUHAMAD NOOR	013-9450135
119	SUHAIDA BT SHAFIE	012-2794605
120	SUHAILIN BT SHAHRUL ANUAR	013-2114428
121	SURAZLAN SHAH BIN OTHMAN	012-6897100
122	TEH HANISHAH BINTI NASARUDDIN	010-9289766
123	WAN AISHAH BT WAN SULAIMAN	019-3565811
124	WAN ALIFF BIN WAN KASSIM	013-8006115
125	WAN MULIATI BINTI WAN ZAINAL ABIDIN	014-5026786
126	WAN NORASYIKIN BINTI WAN HUSSIN	012-2793297
127	WAN SITI AISHAH BINTI MEGAT HASHIM	019-3382405
128	YUSHANALIZA BINTI HAMDAN	012-5354278
129	YUSNIWATI BINTI YUSOF	017-8700563
130	ZAIFRIDAH BINTI ZALUDDIN	013-2228942
131	ZALMIZI BIN SIHI @ AB.MANAF	019-3398215
132	ZIADI SABRI BIN ISMAIL	019-2699145
133	ZIRWATULISYKI BINTI YUSOFF	017-9188144
134	ZULHAIRI BIN ISHAK	012-2794067
135	ZULKIFLI BIN MUHAMAD	013-3524270
136	ZULZAMRI BIN ABDUL RAZAK	019-2553442