How to Defer Your PTPTN Repayment

2018-09-28T20:19:56+00:00By |Loans & Debt, Q&A, Spending|1 Comment

The deadline for updating your PTPTN loan repayment info is on July 25, 2018. Do you qualify for PTPTN loan exemption or repayment deferment? Do you qualify for the new repayment deferment if you are earning below RM4,000 monthly?

Updated: Sep 28, 2018

PTPTN is the National Higher Education Fund Corporation (Perbadanan Tabung Pendidikan Tinggi Nasional) provides education loans available for tertiary education at a very low interest rate of 1% (based on syariah-compliant Ujrah)!

PTPTN Funding Eligibility

Requirements

  • Malaysian citizen
  • Age 45 below
  • Received offer in MQA approved course for tertiary education at public and private institutions
  • No other sponsorship received
  • SSPN-i account
  • Maintain GPA 2.0 and higher throughout studies

PTPTN application

 

PTPTN Loan Repayment Exemption

You are exempted from paying back your PTPTN loan by fulfilling the following conditions:-

  • Awarded first class degree honors or equivalent.
  • Full time studies completed on timeline as per PTPTN loan document.
  • Fulfills original PTPTN funding eligibility requirements.
  • Submitted within 12 months from convocation date.

PTPTN first class honors loan repayment exemption application

 

PTPTN Loan Repayment Deferment

Repayment for PTPTN starts 12 months after you finish your studies (even if notice of repayment is not received from PTPTN). Wage cost/upah (Ujrah) is charged every month starting from the 13th month. The repayment duration will be based on the remaining loan.

You can defer your PTPTN loan repayment in the following scenarios:-

  • Full study duration: You continue/extend your education full time locally or overseas.
  • Up to 24 months: You are unemployed with 6 months deferment per application.
  • NEW: You are earning below RM4,000 monthly.

Education Deferment Process

  1. Submit official PTPTN repayment deferment letter.
  2. Submit latest education offer letter from tertiary education provider stating the study end date.

Unemployment Deferment Process

  1. Submit official PTPTN repayment deferment letter.
  2. Submit documents
    • Letter of oath stating unemployment.
    • Latest EPF statement OR official EPF letter confirming borrowed is not contributing to EPF.

Earning Below RM4,000 Monthly Deferment Process

Deadline: July 25, 2018

  1. Update your latest salary at http://www.ptptn.gov.my/akuanpendapatan/.
    Note: The above link has been removed by PTPTN after the deadline (ptptn.gov.my)
  2. If you don’t have your No. Pinjaman (Borrowing Account No), call the PTPTN careline 03-2193 3000, icare eApp or contact a PTPTN officer via WhatsApp with your NRIC No, Full Name, Mother’s Name, and Course Name.

Tip: Please select a random PTPTN Officer (search 1-136) to avoid the officers whose names begin with the first few letters in the alphabet getting bombarded with messages, and for a better response time.

NoPTPTN OfficerWhatsApp
1ABDUL MAJID BIN MUING 013-5418704
2AFIZAH BT OMAR 011-14202084
3AHMAD MUHAIMIN BIN HAFIDZ 013-4085659
4AHMAD SUFIAN HA BIN SIRAJ 012-2794832
5AIN NADIRAH BT ROZMI 016-6792629
6ANIS FAZRINA BINTI MOHAMAD 013-9972779
7ANUAR BIN GHAZALI017-8053971
8ARUSTI BINTI RABU 012-2793949
9ASREF BIN ASRI 017-6917002
10ASRYZAL BIN ESA 017-7761287
11AZIFAH HUMAIRAH BINTI ABD AZIZ014-5448095
12AZILAWATI BINTI MOHD SUHAIMI 019-3375542
13AZURA BINTI OTHMAN 019-3369278
14CHE AZMAN B. CHE ZAN 019-3221147
15DANIEL JARVIS BIN JOSEPH JUKI 011-31707636
16FADZLIANA BINTI FADZIL 019-3378799
17FARRAH SUHAILY BINTI SAFIAN 019-3278773
18FATIMAH BINTI RAMLI017-8703507
19FAZIL BIN MUSTAPA 019-2939179
20FAZLI BIN ABU OSMAN013-9287796
21HANAN HAYATI BINTI WAHID 019-3383027
22HARNITA BINTI YUSOH @ HARUN 012-2793946
23HASNUL ABD HAFIDZ BIN HASNUL HADI 012-3436982
24HELMI BIN AZIZ 019-2804858
25IFO HASLINA BINTI SHAJRIAL 019-2696292
26ISMAIL @MOHD FADLI BIN ZAKARIA 012-3573243
27ISMAWANIE BINTI ABD AZIZ 011-11859919
28JAMILAH BINTI LONG 012-2507312
29JULIA BINTI MIRZA SHAH 019-6465801
30JUSURAIMI BIN JUSOH 019-3237827
31KHAIRUL HAFIZ B MOHAMED YUSOF 011-37077036
32MAHAZIAH BINTI ROSLI 011-20788569
33MASLIANA BINTI MOHAMAD 012-2526162
34MASRAN BIN MUSTAPHA017-8021504
35MASZURA BINTI JIDIN 019-2939630
36MATTRIX BIN IBRAHIM014-9951066
37MIRA MARIANA BINTI KAILAN 013-8177830
38MOHAMAD AZIZI SOLEHIN B MAKHYUDIN 012-3043067
39MOHAMAD HAFIZI BIN JAMALUDDIN 019-6630506
40MOHD AFZHAN BIN ANUAR 013-6894716
41MOHD AZIM BIN ABDUL LATIFF 012-2694051
42MOHD EDI IRAWAN BIN LAMING 017-8941878
43MOHD FAUZI BIN RAMLY 014-5159084
44MOHD FITRI BIN RAMLI 019-3391553
45MOHD HANIF BIN HAMZAH 014-5045556
46MOHD HASHIM BIN ZAINAL ABIDIN 017-3663145
47MOHD KHAFIZI BIN RAHMAT 017-7031949
48MOHD NUREZUAN BIN DIN 012-2341029
49MOHD SHAHRUL AZRI BIN MOHD ISMAIL019-3392782
50MOHD ZAMRI BIN ISHAK 019-2580237
51MUHAINIZAN BINTI MAHAMAD 011-14201934
52MUHAMAD ADHAM BIN WAN JOHARI 012-3335405
53MUHAMAD AFIQ BIN MUHAMAD PAUZI 012-2341785
54MUHAMAD ALIMI BIN ABD RAHMAN017-6074825
55MUHAMAD FIRDAUS BIN MOHD YUSOF 014-5493183
56MUHAMMAD HISYAM BIN ZAINAL 012-2426964
57MUHAMMAD JAMIL BIN IBRAHIM 017-4432457
58MUHAMMAD SHAIFUL NIEZAN BIN SIDIK014-5088815
59NAZIFAH BT DAUD 019-2343492
60NAZWANE BINTI SUDIN 010-9280598
61NONA SUZANA BINTI HAJI DESAN019-2646346
62NOOR AYUNI BINTI RAMLI 012-9432080
63NOOR AZELAH BINTI AHMAD 017-8709074
64NOOR DIYANA SHAHRUDIN 013-5308610
65NOOR SHAMIMIE BINTI JELANI 013-5042913
66NOORHASLINDA BINTI MD YUSOF 012-2693086
67NOR AFIZA BT MOHAMAD 012-2692781
68NOR AHKEMALIZA BINTI RASLI 012-9595710
69NOR AIMIYAH BINTI SUDIN012-2341270
70NOR ASHIKIN BINTI ALIAS014-5158061
71NOR ASMAH BINTI OTHMAN017-8702195
72NOR HIDAYU BINTI KASSIM 011-12849088
73NORA BT ABU BAKAR 019-6660508
74NORASHIKIN BINTI RAZALI 012-2693546
75NORHASHIMAH BT ABD HALIM019-3377840
76NORHASNIDAH BINTI ARIFFIN 012-2481087
77NORISWA BINTI PAUZI010-4087796
78NORZILA BINTI ARIFFIN 019-2662529
79NUR AFIQAH BINTI AJIS 012-3679257
80NUR IDAYU BINTI KHUSAINI 011-31715313
81NUR KHAIRIAH BINTI NAWI 019-5593341
82NUR MASFIRAH BINTI MOHAMED YATIM 019-2142117
83NUR ZUHAILI BINTI AZMI 019-3544238
84NURHAIZAN BINTI ZAINAL ABIDIN 012-2507214
85NURUL ASMAQ BINTI CHE REMELI 016-8887261
86NURUL HUDA BT HAMID012-2692473
87NURUL NADIRA BINTI ABDUL HAMID012-2692083
88NURUL NISAH BINTI INI 014-6825785
89NURUL SHUHADA BINTI AHMAD 019-3379862
90PAULINE NANIE MULA ANAK NATING 014-8822452
91RATNAWATI BINTI MUHAMAD YUNUS 019-3433989
92RIFNASARI BINTI ANDI ARIEF 013-9297928
93RODIAH BINTI HAMZAH 012-5513102
94ROHASMIRA BINTI ZAINAL ABIDIN 014-3389324
95ROHIMI BINTI JALANI @ ZAINI 013-3783018
96ROS AIZAM BINTI DIN 019-3397085
97ROSLAN BIN HAMDAN 019-3986284
98ROSNI BINTI ABDUL RAHMAN 012-2344372
99RUZIEANA BINTI IBRAHIM 012-9226635
100SALIZA BINTI ZAKARIA011-32410631
101SARINA BINTI RASLAN 013-380 8258
102SHAHREL BIN RAMLEE 017-8053856
103SHARIN BIN ABDUL RAHIM 011-31636078
104SHAZRUL AZHAN BIN ABDULLAH 016-4322948
105SHIMAH BINTI TUMIRAN013-7112950
106SITI HAFSOH BINTI ANANG BASSRI 019-2552681
107SITI HAJAR BINTI ABDUL KADIR 019-3394387
108SITI JAHARA BINTI MOHD IDRIS 019-2550671
109SITI KHATIJAH BINTI MOHD AMIN 013-5339445
110SITI LIANA BINTI JOHARI@BAHA017-5613412
111SITI MADIAH BINTI SALIM 019-3461401
112SITI NORMALA BINTI ISMAIL KHAN 019-8689984
113SITI NORMALAH BINTI AMAN 016-5828485
114SITI NORZAIDAH MOHD SAKRY 010-9309668
115SITI SARAH BT MOHD FAIZAL 013-4953664
116SITI SHARAH BINTI KAMARUDDIN 019-3381361
117SITI SUHANAFIAH BINTI SOEFJAN JOENOES 012-2314972
118SOLAHUDDIN BIN MUHAMAD NOOR 013-9450135
119SUHAIDA BT SHAFIE 012-2794605
120SUHAILIN BT SHAHRUL ANUAR 013-2114428
121SURAZLAN SHAH BIN OTHMAN 012-6897100
122TEH HANISHAH BINTI NASARUDDIN 010-9289766
123WAN AISHAH BT WAN SULAIMAN 019-3565811
124WAN ALIFF BIN WAN KASSIM 013-8006115
125WAN MULIATI BINTI WAN ZAINAL ABIDIN 014-5026786
126WAN NORASYIKIN BINTI WAN HUSSIN 012-2793297
127WAN SITI AISHAH BINTI MEGAT HASHIM 019-3382405
128YUSHANALIZA BINTI HAMDAN 012-5354278
129YUSNIWATI BINTI YUSOF 017-8700563
130ZAIFRIDAH BINTI ZALUDDIN013-2228942
131ZALMIZI BIN SIHI @ AB.MANAF 019-3398215
132ZIADI SABRI BIN ISMAIL 019-2699145
133ZIRWATULISYKI BINTI YUSOFF 017-9188144
134ZULHAIRI BIN ISHAK 012-2794067
135ZULKIFLI BIN MUHAMAD 013-3524270
136ZULZAMRI BIN ABDUL RAZAK 019-2553442

 

PTPTN Account Details Updating Guide (unofficial English translation help)

 

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One Comment

  1. Ayesha Noor August 13, 2018 at 3:34 pm - Reply

    It’s very informative article about PTPTN loans.

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