Retirement is a lifestyle change some are not ready to fully embrace while others yearn for it years before they qualify. Here are 6 tips to maximizing the transitional phase known as semi-retirement. 

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  • Are you stressed out by the endless meetings, the long working hours, the office politics, and the long commute to the office?
  • Is spending more quality time with your family important to you?
  • Do you want to have more control over your time?
  • Do you want to work 50% less and live 50% more?

If yes is the answer to all these questions, have you considered a semi-retired life, an option to reclaim back your work/life balance?

You could earn back money lost but once time passes, can you get it back? So, are you planning to spend YOUR TIME (your most valuable resources) to slog it out in full-time employment until 60 years old when you expected to retire?

Do you want to work to live or live to work?

An increasing number of people choose semi-retirement as a way of life in their later years. As opposed to full retirement, the most important aim of a semi-retired life entails lesser time spent on work thus allowing for more time to look at the more important things in life.

A happy retirement life doesn’t need you to earn a 6-figure salary, invest more than half of your earnings, or slog it out in a job until you are 60 years old. If you are keenly looking forward to retirement but cannot fully retire yet, then semi-retirement is a good way to ease off some work stress. Semi-retirement fits well for people earning a moderate salary as it can act as a transitional period or testing before embracing a full retirement.

Alternatively, maybe you are anxious about what you will do with your time during full retirement. After decades of working, the stark difference may trigger a sudden loss of meaning in life. If this is your concern, then semi-retirement is a good opportunity for you to try pursuing other hobbies and interest outside of work for half the time you would have