Not only does your house need spring cleaning, your finances also in dire need of one too.

An important part of keeping your personal finances in good shape and getting yourself out of debt is organizing your finances. And, that can be done with some regular “spring cleaning” of your finances.

Fortunately, organizing your finances isn’t as difficult as it sounds. Once you have your budget, your paperwork and your bills in order, your personal finances will be easier to manage and you won’t find yourself juggling payments or questioning whether you will have enough money to tide you over until next payday.

If you’re ready to start spring cleaning your finances, these 4 steps will start you off on the right track.

#1. Set Up a Filing System For Your Finances

Whether you arrange your receipts and bills in folders or file them electronically in your computer, what’s important is that you keep all of the paperwork related to your personal finance together in a safe place.

Gather your credit card, phone, utility, insurance, mortgage, car loan and other payments you’re required to make on a monthly or yearly basis, and organize them in whatever way works for you like envelopes, folders, spreadsheets, computer software, or phone apps. Once you’ve organized your paperwork, keep them together in a safe place, like a filing cabinet, a desk drawer, or a folder on your desktop. So, when it’s time to pay your bills, everything you need will be right in front of you.

#2. Create a Budget with the Help of a Budget Calculator, and Stick to It

Budgeting is a critical step in getting your finances in order, and it’s a skill you can learn with the help of a budget calculator.

List down your monthly expenses which includes your debts, fixed and variable costs, spending and all your income sources, cutting back where necessary to ensure all your obligations are met.

Tracking your spending is a helpful way to take account of what you are actually spending each month, which will help you stay within your budget.

Reviewing your budget frequently is often overlooked but important. Our circumstances can change unexpectedly, and when this happens, go back to your budget and make adjustments where necessary. Having a budget helps you gain better control of your money by accounting for where it all goes.

If you have tried to make a budget in the past, but it never seems to work very well