CapBay offers high quality peer-to-peer (P2P) investment notes that generate steady and reliable net returns up to 10% p.a.

The P2P investment industry has been growing exponentially in Malaysia since the Securities Commission gave the operating license to the first six platforms in 2016.

CapBay, previously known as CapitalBay, quickly jumped on the bandwagon and introduced its very own P2P platform in March 2020. In less than a year and since the pandemic hit the nation, CapBay achieved a key milestone to become the fastest P2P player to achieve RM100 million in P2P financing across 500+ investment notes.

Earn Net Returns of Up to 10% P.A. Through a Safer P2P Investment Product Backed by GLC and Blue-Chip Companies

CapBay sets itself apart in the P2P financing industry by offering lower risk investment notes that are backed by receivables from credible institutions including government and government-linked entities as well as multinational and blue-chip companies. Having inked strategic partnerships with top institutions and government agencies, CapBay also provides an opportunity for individual investors to invest alongside institutional investors.

Armed with its strong technological infrastructure and robust risk management, CapBay has maintained a track record of 0% financing loss on its platform since inception. CapBay’s P2P investors are also comfortably earning net returns of up to 10% p.a.

A snapshot of CapBay’s P2P indicative net returns against the KLCI.

 

Automating Investments While Diversifying Your Portfolio

The Auto Invest feature on CapBay’s P2P platform allocates investors’ portfolios based on their risk profile — Conservative, Moderate or Aggressive.

It facilitates investments based on the risk profile set and allocates funds to newly launched investment notes according to the limits of each profile and the allocation policy limits in place.

For Investors with a Lower Risk Appetite, CapBay Assure Guarantees Your P2P Principal and Interest with a Net Return of Up to 6% P.A.

Every investment carries its own risk, including P2P investments. There may be times where issuers may not be able to fulfill their payment obligations. This is where CapBay Assure comes in, it gives investors a guarantee on their principal and interest in the event of an issuer default.

CapBay has appointed a Guarantee Company to maintain a reserve fund that is designed to pay off investors in the event an issuer defaults.

Guaranteeing a net return of up to 6% p.a., the programme is aimed at opening investment opportunities to investors who are seeking safer investment options that generate steady returns amidst uncertain times.

 

Invest Now Using MyPF’s Referral Code to Earn RM100 Instantly

Click here to register as a P2P Investor on CapBay’s platform using MyPF’s referral code (MYPF) to earn RM100 after depositing the minimum of RM10,000 and selecting an Auto Invest profile (T&Cs apply).

For more information on CapBay’s P2P investment, click here.

There are times where investors’ cash is undeployed in between investment notes. CapBay Plus ensures you continue to generate returns, giving you FD equivalent interest on undeployed cash. Learn more at: capbay.com/capbayplus

 

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