Get to know these popular finance apps to supercharge your financial freedom.

In today’s digital era, personal finance management has been revolutionized. Gone are the days of manual record-keeping.

Now, with just a tap on your smartphone, you can perform banking tasks, track your expenses, invest, and save money. So, let’s take a deep dive into the top 10 personal finance apps Malaysians can leverage for optimal financial health.

 

#1. Maybank2e

Available on: Apple, Android, Huawei

What is it? As the official app for Maybank, one of Malaysia’s leading banks, Maybank2e is a digital gateway that puts a wide array of banking services right at your fingertips.

Why is it special? Offering more than just basic banking functions, Maybank2u integrates an all-in-one banking solution into a single app. From account management, fund transfers, bill payments to mobile reloads, and even the futuristic cashless QRPay, this app has it all.

Suitable for: Maybank customers or anyone who desires a comprehensive, all-round banking app.

#2. CIMB Clicks

Available on: Apple, Android, Huawei

What is it? CIMB Clicks is the digital banking platform for CIMB Bank, offering a wide array of banking services.

Why is it special? Its user-friendly interface makes daily banking tasks, such as viewing account balances, transferring funds, paying bills, or managing loans and credit cards, a breeze. Also, it offers a few investment options right from the app.

Suitable for: CIMB customers or individuals in search of a versatile banking app.

#3. BigPay

Available on: Apple, Android

What is it? BigPay is an innovative financial app linked to a card that enables you to manage your money and send money locally and abroad.

Why is it special? BigPay stands out for its competitive foreign exchange rates, making it a traveler’s best companion. Plus, real-time tracking of your expenses, detailed analytics, and useful budgeting tools ensure you’re always in control of your spending.

Suitable for: Frequent travelers and people who want to manage their daily expenses smartly.

 

#4. StashAway

Available on: Apple, Android

What is it? StashAway is a robo-advisor app that democratizes the world of investing.

Why is it special? StashAway takes the guesswork out of investing. It provides personalized investment portfolios based on your risk profile. Plus, it uses a data-driven investment approach, removing human biases and emotional decision-making from the equation.

Suitable for: Those looking for a hands-off, scientifically-backed approach to investing.

#5. Boost

Available on: Apple, Android, Huawei

What is it? Boost is a homegrown e-wallet app offering a wide range of financial and lifestyle services.

Why is it special? It offers seamless cashless payments, utility bill payments, mobile top-ups, and lifestyle features like food delivery and online shopping. Plus, “Boost Coins,” the built-in rewards program, brings you attractive cashback and discounts.

Suitable for: Individuals seeking a handy e-wallet for both financial transactions and lifestyle services.

#6. Money Lover

Available on: Apple, Android, Huawei

What is it? Money Lover is a personal finance app that offers a suite of features for budgeting and expense tracking.

Why is it special? It enables users to track income and expenses, create budgets, plan for savings, and even supports syncing data across devices. Its interactive charts and reports provide a clear view of your financial standing, helping you make informed decisions.

Suitable for: Anyone seeking to streamline their income and expenditure for better financial control.

#7. Setel

Available on: Apple, Android

What is it? Setel is Malaysia’s first petrol e-payment solution.

Why is it special? With Setel, you can say goodbye to waiting in lines. This app enables you to pay for petrol directly from your car at Petronas stations. It also tracks fuel prices and your “mesra points,” adding to its utility.

Suitable for: Anyone who fuels up at Petronas and prefers a hassle-free refueling experience.

#8. YNAB (You Need A Budget)

Available on: Apple, Android

What is it? YNAB is a fun and engaging budgeting app that helps you gain control over your finances.

Why is it special? YNAB turns budgeting into a game. It uses the principle of “giving every dollar a job,” meaning you allocate every Ringgit you earn to specific purposes, whether it’s expenses, savings, or investments. This proactive approach to money management makes budgeting interactive and enjoyable.

Suitable for: Individuals and families who want to turn budgeting and saving into an engaging experience.

#9. Luno

Available on: Apple, Android

What is it? Luno is a platform for trading and learning about cryptocurrencies.

Why is it special? Luno offers a secure environment for trading major cryptocurrencies like Bitcoin and Ethereum. Its user-friendly interface, informative resources, and market updates make it a comprehensive tool for anyone interested in cryptocurrency trading.

Suitable for: Anyone interested in trading cryptocurrencies, regardless of their experience level.

Conclusion

Managing personal finances no longer must be a chore with these nifty apps. Not only can they help you control your money better, but they also add an element of fun and convenience to the process. So, embrace these digital tools and embark on your journey to financial freedom with confidence!

 

What other apps do you use to daily drive your financial goals? Let us know in the comments down below.