StashAway Malaysia introduces flexible portfolios where you can build your own ETF portfolios on Jun 20, 2022.

 

What are Flexible Portfolios?

  • Start a portfolio from scratch, or tailor one using a template of StashAway’s existing portfolios (General Investing, Responsible investing)
  • Select from an investment universe of 55+ sub-asset classes (55+ ETFs)
  • Portfolio can have a min of 1 ETF with 3% weight (and 97% cash) or a maximum of 33 ETFs (with 3% weight each)
  • A risk level (different from StashAway risk index) is calculated for each portfolio
  • Rebalancing done by StashAway based on chosen target allocation

 

Building a StashAway Flexible Portfolio

Choose your adventure! Select whether to start with a template portfolio (aka Guided) OR create your portfolio from scratch (DIY).

If you choose a template portfolio, you will need to choose your risk level. Risk level is defined as 1% chance that your portfolio will lose more than X% in a given year.

  • Very Conservative: 7%
  • Conservative: 13%
  • Moderate: 19%
  • Balanced: 25%
  • Aggressive: 32%

StashAway recommends higher risk portfolios only if you  have a longer term investment horizon, and also suggests what is your maximum recommended risk profile based on your profile provided to StashAway.

You can then adjust your asset allocations as you desire. Your portfolio can have a min of 1 ETF with 3% weight (and 97% cash) or a maximum of 33 ETFs (with 3% weight each)

Do note that StashAway will not automatically re-optimise your Flexible Portfolios on your behalf when market conditions change. You will however be notified if there are major changes to your Flexible Portfolio’s Risk Level.

 

What ETFs are Available on StashAway?

From ARK Invest; iShares by Blackrock, Vanguard, VanEck, Global X by Mirae Asset and Selectors Sectors SPDRs.

Region/Country Specific

  • Asia ex-Japan: iShares MSCI All Country Asia ex Japan ETF ($AAXJ US)
  • Australia: iShares MSCI Australia ETF ($EWA US)
  • Canada: iShares MSCI Canada ETF ($EWC US)
  • China: iShares Core MSCI China ETF ($9801:HK)
  • Europe: Vanguard FTSE Europe ETF ($VGK US)
  • Japan: iShares MSCI Japan ETF ($EWJ US)

Responsible Investing/ESG

  • Clean Energy: iShares Global Clean Energy ETF ($ICLN US)
  • Clean Water: First Trust Water ETF ($FIW US)
  • Emerging Markets ESG: iShares ESG Aware MSCI EM ETF ($ESGE US)
  • Energy Storage and Smart Grids: First Trust NASDAQ® Clean Edge® Smart Grid Infrastructure Index Fund ($GRID US)
  • Large-cap ESG: iShares ESG Aware MSCI USA ETF ($ESML US)

Technology/Disruption

  • Artificial Intelligence and Robotics: Global X Robotics & Artificial Intelligence ETF ($BOTZ US)
  • Biotechnology: iShares Biotechnology ETF ($IBB)
  • Blockchain: Amplify Transformational Data Sharing ETF ($BLOK US)
  • China Tech: iShares Hang Seng Tech ETF ($9067:HK)
  • Cloud Computing: First Trust Cloud Computing ETF ($SKYY US)
  • Fintech: ARK Fintech Innovation ETF ($ARKF US)
  • Gaming and eSports: VanEck Vectors Video Gaming and eSports ETF ($ESPO US)
  • Genomics: ARK Genomic Revolution ETF ($ARKG US)
  • Internet Infrastructure: ARK Next Generation Internet ETF ($ARKW US)
  • Mobility: Global X Autonomous & Electric Vehicles ETF ($DRIV US)
  • Technology (International): ARK Innovation ETF ($ARKK US)

US Sectors

  • S&P500: iShares Core S&P 500 ETF ($IVV US)
  • Nasdaq100: Invesco QQQ Trust Series 1 ($QQQ US)
  • Communication Services: Communication Services Select Sector SPDR Fund ($XLC US)
  • Consumer Discretionary: Consumer Discretionary Select Sector SPDR Fund ($XLY US)
  • Consumer Staples: Consumer Staples Select Sector SPDR Fund ($XLP US)
  • Energy: Energy Select Sector SPDR Fund ($XLE US)
  • Financial Services: The Financial Select Sector SPDR® Fund ($XLF US)
  • Healthcare (US): Health Care Select Sector SPDR Fund ($XLV US)
  • Medical Devices: iShares U.S. Medical Devices ETF ($IHI US)
  • Pharmaceuticals: VanEck Vectors Pharmaceutical ETF ($PPH US)
  • REITs: Vanguard REIT ETF ($VNQ US)
  • Semiconductors:  VanEck Vectors Semiconductor ETF ($SMH US)
  • Small-cap: iShares Core S&P Small Cap ETF ($IJR US)
  • Technology (US):  Technology Select Sector SPDR Fund ($XLK US)
  • Waste Management: VanEck Environmental Services ETF ($EVX US)

International Sectors

  • Healthcare (International): iShares Global Healthcare ETF ($IXJ US)
  • Internet:  O’Shares Global Internet Giants ETF ($OGIG US)

Bonds

  • Emerging Markets Local Government Bonds: iShares J.P. Morgan USD Emerging Markets Bond ETF ($EMB US)
  • Floating Rate Corporate Bonds: iShares Floating Rate Bond ETF ($Ticker: FLOT US)
  • Global ex-US Inflation-linked Government Bonds: SPDR FTSE International Government Inflation-Protected Bond ETF ($WIP US)
  • Global ex-US Investment Grade Bonds: Vanguard Total International Bond ETF ($BNDX US)
  • Green Financing: iShares Global Green Bond ETF ($BGRN US)
  • International Treasury Bond: iShares International Treasury Bond ETF ($IGOV US)
  • US +20y Government Bonds: iShares 20+ Year Treasury Bond ETF ($TLT US)
  • US 1-3M Cash Equivalent Govt Bonds: SPDR Bloomberg Barclays 1-3 Month T-Bill ETF ($BIL US)
  • US 1-3y Government Bonds: iShares 1-3 Year Treasury Bond ETF ($SHY US)
  • US 3-10y Government Bonds: Schwab Intermediate-Term U.S. Treasury Bond ETF ($SCHR US)
  • US 10-20y Government Bonds: iShares 10-20 Year Treasury Bond ETF ($TLH US)
  • US Convertible Bonds: SPDR Bloomberg Barclays Convertible Securities ETF ($CWB US)
  • US High Grade Bonds:  iShares Core U.S. Aggregate Bond ETF ($AGG US)
  • US Inflation-linked Government Bonds: iShares TIPS Bond ETF ($TIP US)
  • US Investment Grade Corporate Bonds: iShares iBoxx Investment Grade Corporate Bond ETF ($LQD US)

Alternatives

  • Global ex-US REITs: Vanguard Global ex-U.S. Real Estate Index Fund ETF ($VNQI US)
  • Precious Metals (Gold): SPDR Gold Trust ($GLD US)

You can also suggest new ETFs you would like to see by contacting StashAway via a form made available on the app.

(Note: Groupings done by MyPF to shorten the grouping list for easier reading based on publicly available information on StashAway)

 

What are the Fees for StashAway’s Flexible Portfolios?

  • Same fees as existing portfolios (0.2% – 0.8% annual management fee)
  • No minimum investment or lockup period
  • Free investing until June 2023 on all new deposits into Flexible portfolios (Automatically applied thus no promo code entry required)
  • ONLY on fresh funds and not valid on transfers into Flexible Portfolios from StashAway Simple or other investment portfolios

 

Signup or Find Out More

  • Category: Finance, Investing
  • Use: Robo advisory global ETF investing (Read review)
  • Key Benefits: low fees, automated economic asset allocation model
  • StashAway Malaysia promo code 0% fees for up to RM100,000 invested for 6 months: signup link
  • StashAway Singapore promo code 50% fees discount for up to SGD50,000 invested for 6 months: signup link

 

What do you think of StashAway’s latest Flexible Portfolios offering?