We provide Personal Finances learning and services focused on your background and needs. We are unashamedly ethical and are passionate on seeing everyone achieve financial freedom. Simply personal finances to help you grow and reach financial independence.
Financial Planning
Financial planning and consultation helps you to move simply and surely towards financial independence. We help your achieve this by connecting you with a dedicated licensed financial planner to help guide and walk with you on your financial journey. Your financial planner provides you consultation and advisory on just about all your personal finances related queries and help needed. On average, clients sees a growth of above 20% net worth per annum. Your financial planner meets with you regularly throughout the year to help you achieve your financial goals.
Your financial review covers the following areas:-
- Financial Assessment
- Balance Sheet
- Cashflow
- Budgeting
- Risk Management
- Investment Planning
- Retirement Planning
- Estate Planning
- Tax Planning
- Action Plan & Monitoring
Investment Planning
Investment Planning is on letting your hard earned money work for you. Together, we will aim to maximize returns while keeping risks low. More importantly than the individual investment itself is your overall investment portfolio. We will analyze your current investment portfolio, create our ideal portfolio & work to fill the blanks in between.
An Investment Planning session thus includes portfolio analysis, performance tracking, asset allocation and diversification. Our suggested approach is geared towards mid/long term investors who are looking for above average returns, believe in the compounding and are willing to focus on their core competencies for investing.
The investments covered include:-
- Cash management solutions
- Bonds and fixed income
- Shares & Equities
- Exchange Traded Funds (ETFs)
- Unit Trusts (UT) & ASN
- Private Retirement Schemes (PRS)
- Real Estate Investment Trusts (REITs)
- Properties (Real Estate)
- Endowments & Annuities
- Other Investments
Risk Management
Risk Management helps you to ensure you are financially responsible for you and your loved ones. This works to ensure that you and your assets are sufficiently protected for the unexpected things in life that sometimes happen while keeping costs low.
Risk Management goes through a review of your existing coverage. Your financial professional works to translate insurance into simple understandable information. Our suggested approach is to ensure you are sufficiently covered and to reduce costs, especially in unnecessary or overpriced coverage. If you have yet to met an advisor who tells you that you don’t need a certain coverage, you will very likely experience that with us. Get your personalized Risk Management review reference with all relevant risk management information for easy reference.
Risk Management areas we cover include:-
- Life Insurance
- Medical & Healthcare Insurance
- Disability & Critical Illnesses Coverage
- Property MRTA & MLTA
- Group / Company Insurance
- Personal Accident (PA) Coverage
- Property, Fire & Theft Insurance
- Business Insurance
- Vehicle Insurance
- Travel Protection
Estate Planning areas covered include:-
- Estate Planning
- Will Writing/Wasiat
- Cash Trust
- Insurance Trust
- Hibah
- Trust / Waqf Planning
- Individual and Business Trust Planning
Other Services
Besides connecting you with a licensed financial professional for the above, we also provide links to other products and solutions which include:
- Robo advisory & digital wealth management
- Investment FinTech platforms
- Financial lifestyle products