Carol is a Registered Financial Planner (RFP) under the Malaysian Financial Planning Council (MFPC). She also holds a Capital Market Services Representative License (CMSRL) and Financial Advisor Representative License (FAR) from Securities of Commission (SC) & Bank Negara Malaysia (BNM). Carol joined the financial industry back in 1998, starting with providing singular solutions in life insurance products. Since Carol resolutely decided in taking a holistic, personalized approach to bring all the pieces of her clients’ financial life together, she is now a licensed Financial Planner with Wealth Vantage Advisory (WVA), an Independent Financial Advisory Firm which agrees to put the clients’ best interests first, so the clients could have the confidence today and a secure tomorrow.