Information about Financial Wellness Planning 
Dear Valued Clients,
Refer to the above, we are excited to introduce to you our unique Financial Wellness Program (FWP) for Employees. On behalf of Wealth Vantage Advisory (WVA), let me brief you our company background, we are trusted financial planning and advisory firm which licensed approved by Bank Negara, Securities Commission and FiMM. We are proud to be the preferred choice by clients and financial advisors to position ourselves as one of the top rank Licensed Financial Advisory offering a holistic approach on Financial Wellness solutions.
We aim to nurture and inspire people for a better financial planning by providing training and educational programs to empower all levels of people in making wise decisions for their future. By doing so, we hope to help them to improve financial literacy, create awareness and to give clear understanding of their financial situation and to live within their financial means.
FWP is not a product but a culture should be adopted by the organisations/companies to improve well-being. We strongly believe the direct link between a person’s health and financial situation to perform well at workplace – ‘A financially fit employee is a productive employee’. And our unique FWP progressively contributes to support the government’s aspiration towards the “National Strategy for Financial Literacy 2019-2023”.
According to a recent research, 76% of Millennials say they are experiencing financial stress, up 23 percentage points from 2018, according to the PwC 2019 Employee Financial Wellness Survey. The angst is more widespread than just Millennials. Over that same period, Gen Xers in financial stress rose 15 percentage points to 65%, and Baby Boomers rose 16 points to 51%, according to PwC. Cash flow and debt issues play a major part in the stress, the consulting firm finds. The ripple effect of not being able to save sufficiently adds more worry. (Source: The Financial Brand)
No doubt that struggling in finances are most common reason for anxiety and stress, but the severity of its impact is a red-sign alarming. As a result, employers now realize just how valuable FWP can be in helping to improve their employees’ well-being and programs ‘health meets wealth’ type are becoming increasingly popular as an Employee Benefit.
A 2016 Aon Hewitt report found that 55% of employers are offering at least one kind of benefit that is related to financial well-being. By the end of 2017, that number is expected to grow to 77%.
Another survey conducted by Prudential on Financial Wellness indicated that Employers also want a good fit of programs to employees’ needs, as well as ROI (Return on Investment).
To help alleviate financial stress and challenges, an effective FWP training can help employees to check and balanced their financial health. For employees, personalized financial planning could lower stress levels, increase productivity at work, and provide the ability to create a solid financial foundation for them. And for employers, FWP could improve employee job satisfaction, gain loyalty, increase ROI and lower healthcare costs.
The key important topics to be addressed in this program focusing in the area of budgeting, debt management, financial health check to improve credit, protection plan on insurance/takaful, , unit trust and investment funds, estate planning, saving for retirement and mortgage refinancing – you will have access to our independent in-house Advisors to customise the best financial solutions according to your needs.
We are excited to share our expertise and knowledge for an educational Financial Wellness Program in your companies, organisations and community that we can serve you with our core principle – clients’ needs first which apply a holistic approach, conflict free, and unbiased advice on personal finances. We have Trainers with the TTT certified by HRDF (Train the Trainer) to further improve skills, knowledge based and creating highly professional resources in the financial services industry.
Our great team of qualified advisors would like to hear from you to help shape financial resilience especially in this current pandemic crisis. Let’s transform this crisis into an opportunity to help people better manage their finances and work together for a better tomorrow. Take advantage of our special promo for a FREE 1:1 Financial Consultation session with our professional advisor.
Check out our updated Company Profile and video promo. We look forward to having a meeting with you at any preferred time to explain more of what we can offer to benefit the Employer and the employees in the long run.
Empowering People, Empowering Employees!
For more information, contact our Business Development Manager, Juliyana Mohd Yatim at 018-2487717 or juliyana@wealthvantage.com.my.