Official Teaser for The Financial Doctor Show! Watch short snippets of Nik getting interviewed on My Personal Finances PodCat, and upcoming episodes covering life priorities, your financial tank, and more!

What are your priorities in life? Why are these your priorities? Can you quantify and measure them? How do your life priorities relate to one another holistically?

All of us have finite resources. How then do you allocate your resources towards your priorities wisely? What is the relationship between your financial funnels, your financial tank, and your life priorities?

The Financial Doctor gives you the 4 factors to power up your financial tank! What factors should you accelerate on and what factors should you pull on your brakes.

Real life 2nd diagnosis! The Financial Doctor revisits Life Priorities by sharing his very own financial goals. Learn what are Nik’s Life Priorities as a Muslim, husband, father, and provider aiming to retire in the next 15 years.

The Financial Doctor shares the basics on education planning for your children’s college or university education. How much does it cost today and in tomorrow’s Ringgit? How will time and inflation affect the costs?

Nik is often asked “How much life insurance or takaful coverage do I Need?” The Financial Doctor provides insight on the 3 factors to consider when getting life insurance or takaful.

The Financial Doctor breaks down 4 key instruments in estate planning – Wasiat, Hibah, Amanah and Harta Sepencarian. Go beyond just gifts (hibah) and trusts (amanah) but learn what you can do for your estate distribution to loved ones and causes you care about.

Malaysians can identify being approached by many people pushing financial products to them. The Financial Doctor shares how to filter out the noise and avoid making a wrong costly financial decision.

So ramai tanya – apa yang you buat sebenarnya #FinancialDoctor? (What do you really do FinDoc?) So today the Financial Doctor is going to talk about what he does as a licensed financial planner.

In the final episode for Season 1, Nik #FinancialDoctor talks about the misconception that you have to be rich to engage a financial planner. The truth is financial planning is increasingly affordable and helps you to achieve your life priorities (goals). Avoid making major financial mistakes that are going to set you back

In this installment, the Financial Doctor breaks down 3 key factors in financial planning.

1. Cash Flow. Ensure that you are aware of your cash flow before making any financial decisions. Take note of your assets and liabilities including your emergency fund and investible amount.

2. Existing protection. What is the purpose of protection? And how much contribution can you pay? Important note, talk to Independent Licensed Financial Planner to know your options to all available insurance or takaful providers.

3. Look into the possibility of creating a portfolio from all the best performing investment houses available. Your Independent Licensed Financial Planner can offer investment from any investment houses or offered a portfolio containing funds from multiple fund houses.

In this installment, Financial Doctor Breaks Down 2 Financial Priorities in all life stages.

1. All of us go through more or less the same life stages, whether you are employed with a company or having your own company. During this journey, we made several financial decisions e;g insurance, unit trust, property, gold, etc. But, you have to be smart and look at this with a holistic view. Why? Because every decision will have an impact on your life priorities. So no matter what life stages are you right now, you should: Look at everything holistically. This is to achieve all your life priorities in your own desired timeline.

2. Ensure that you have the best solution available in the market. As a consumer, you must understand that an agent from Company A will claim that their products are the best. How to know the best deal in the market? Get impartial or unbiased advice from an Independent Licensed Financial Planner who will present you with the best solution available in the market as well as suitable for your life stages & financial situation. So, talk to an Independent Licensed Financial Planner. You don’t need to buy anything or do anything if you don’t want but you will get an idea about your life priorities as a whole and your financial situation holistically.

The Financial Doctor, Nik is back! In this episode, Nik will explain the importance of emergency funding, especially during these tough times. By relating to your cashflow, you can set aside some money for the rainy days.

In this episode, Nik shares a few examples on how you can relate your life priorities with your own personal cashflow, in a timeline that you want.

In this episode, Nik shares on how to pick the best insurance plan by considering your own cashflow as well as your assets and liabilities.

In this latest episode of The Financial Doctor Show, Nik shares four things you should ask yourself before considering to invest:

1. Do you understand your current financial situation?

2. What is your risk profile?

3. Do you have enough emergency funding?

4. Why do you want to invest?

In this latest episode of The Financial Doctor Show, Nik shares 2 tips to achieve better Rizq and be grateful with everything you have:

1. Be grateful. Grateful for your job or business that help add values to other people. With our salary, we also can pay our utilities, expenses and tax.

2. Know and understand your own cashflow. When we know our salary & expenses monthly in details, we will work hard to achieve balanced cashflow.

In this episode, Financial Doctor, Nik shares a real life case study of an individual buying a property at the price of RM3 million. He discussed the type of protection, whether it’s takaful or insurance that property owner should consider before making that monthly commitment.

In this episode of Financial Doctor Show, Nik explained why you should engage with a financial planner. The answer? Because it’s your life priorities!

Nik is back with a new episode! In this episode, he shares about the benefits of doing your cashflow. Some of the benefits are we are aware of our deficits or surplus as well as our financial mistakes.

How do you make sure what type of protection you need? Hospitalisation? death or permanent disability?

To pay debts or for critical illness?

For the above protection, how much coverage do you need so that you are not under or over-insured?

Licensed Financial Planner can help you to advise which is the best protection by comparing from different companies so you make the most out of your protection plan.

Nik is back with the latest episode of The Financial Doctor Show! In this episode, he shares on 4 things to consider when reviewing your investments Versus life priorities

1. Know & understand your own risk profile

2. Do your asset allocation

3. Understand the cost of investment

4. Tag the investment to a life priorities Talk to a licensed financial planner to have a holistic view of your investments & life priorities.

Nik is back with the latest episode of The Financial Doctor Show! In this episode, he shares about 2 important things you should know in estate planning.

1. Understand your financial position

2. Understand your current family situation

Talk to a licensed financial planner to have a holistic view of your estate planning.

Nik is back with the latest episode of The Financial Doctor Show! He shares about why you ‘shouldn’t’ engage him as your licensed financial planner.