Quotable quotes of wisdom on Personal Finances, investing, trading, life, time, and happiness.

“You do pay a price for your Financial Freedom but it is far lesser than what you pay for a Lifetime Slavery.”
~ Manoj Arora

“All intelligent investing is value investing—acquiring more than you are paying for. You must value the business in order to value the stock.”
~ Charlie Munger

“You don’t have to be brilliant, only a little bit wiser than the other guys, on average, for a long time.”
~ Charlie Munger

“In the short run, the market is a voting machine but in the long run, it is a weighing machine.”
~ Benjamin Graham

“Success in investing doesn’t correlate with IQ once you’re above the level of 100. Once you have ordinary intelligence, what you need is temperament to control the urges that get other people into trouble in investing”
~ Warren Buffet

“Price is what you pay, value is what you get.”
~ Warren Buffet

“It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.”
~ Warren Buffett

“Saving is a great habit but without investing and tracking, it just sleeps”
~ Manoj Arora

“Anybody can wish for riches, and most people do, but only a few know that a definite plan, plus a burning desire for wealth, are the only dependable ways of accumulating wealth.”
~ Napoleon Hill

“An investment in knowledge pays the best financial interest.”
~ Benjamin Franklin

“Win or lose, everybody gets what they want out of the market.”
~ Ed Seykota

“It never was my thinking that made the big money for me. It always was my sitting.”
~ Jesse Livermore

“Trading edge has three components. Expectancy, probability and frequency.”
~ Mort Wimmer

“If investing is entertaining, if you’re having fun, you’re probably not making any money. Good investing is boring.”
~ George Soros

“Being wrong is acceptable. But staying wrong is totally unacceptable.”
~ Mark Minnervini

“If you’re prepared to invest in a company, then you ought to be able to explain why in simple language that a fifth grader could understand, and quickly enough so the fifth grader won’t get bored.”
~ Peter Lynch

“An ounce of practice is generally worth more than a ton of theory.”
~ Ernst F. Schumacher,


“Bull markets are born on pessimism, grow on skepticism, mature on optimism, and die on euphoria.”
~ Sir John Templeton

“Risk comes from not knowing what you are doing.”
~ Warren Buffett

“The market “tells us” nothing. It simply fluctuates between bouts of depression and euphoria. NOT getting caught up in that will allow you to take advantage of those periods.”
~ Todd Sullivan

“A bull market is like sex. It feels best just before it ends.”
~ Warren Buffet

“It’s one of the most important things at the end of the day; being able to say no to an investment.”
~Henry Kravis

“The investor’s chief problem – and even his own enemy is likely to be himself.”
~ Benjamin Graham

“Never buy the high, never sell the low.”



It is not enough to just say relationships are important; we must prove it by investing time in them. Words alone are worthless. “My children, our love should not be just words and talk; it must be true love, which shows itself in action.” Relationships take time and effort, and the best way to spell love is “T-I-M-E.”
~ Rick Warren, The Purpose Driven Life

“If you do the things you need to do when you need to do them then someday you can do the things you want to do when you want to do them.”
~ Zig Ziglar

“I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store.

For Life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial’s hire,
Only to learn, dismayed,
That any wage  had asked of Life,
Life would have willingly paid.”
~ Napoleon Hill

“I know of no more encouraging fact than the unquestionable ability of man to elevate his life by a conscious endeavour.”
~ Henry David Thoreau

“There is one quality which one must possess to win. And that is definiteness of purpose, the knowledge of what one wants, and a burning desire to possess it.”
~ Napolean Hill

“Time is your most precious gift because you only have a set amount of it. You can make more money, but you can’t make more time. When you give someone your time, you are giving them a portion of your life that you’ll never get back. Your time is your life. That is why the greatest gift you can give someone is your time.”

“Happiness is found in doing, not merely in possessing”
~ Napoleon Hill

“People are basically the same the world over. Everybody wants the same things – to be happy, to be healthy, to be at least reasonably prosperous, and to be secure.
They want friends, peace of mind, good family relationships, and hope that tomorrow is going to be even better than today.”
~ Zig Ziglar

“A truly rich person depends not on how much he has but how little he needs.”
~ anonymous


“Sow a thought, and you reap an act;
Sow an act, and you reap a habit;
Sow a habit, and you reap a character;
Sow a character, and you reap a destiny.”
~ Charles Reade

“Go confidently in the direction of your dreams. Live the life you have imagined.”
~ Henry David Thoreau

“We can secure other people’s approval, if we do right and try hard; but your own is worth a hundred of it…”
~ Mark Twain

“Cat: Where are you going?
Alice: Which way should I go?
Cat: That depends on where you are going.
Alice: I don’t know.
Cat: Then it doesn’t matter which way you go.”
~ Lewis Carroll, Alice in Wonderland



“We make a living by what we get, but we make a life by what we give.”
~Winston Churchill

“A lot of people think success is financial success. I say it’s not how much money you have but what you do with that money.”
~ John Tu, CEO & co-founder Kingston Technology

“Wealth is the ability to fully experience life.”
~ Henry David Thoreau

“Many men go fishing all their lives without knowing it is not fish they are after.”
~ Henry David Thoreau

“Simplicity is the ultimate sophistication.”
~ Leonardo da Vinci



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