Recent Articles
9 Financial Ratios and Rules of Thumb towards Financial Freedom
What are the 9 Financial Ratios and Rules of Thumb that you need to know and achieve towards financial freedom? We will start of with 4 rules of thumb that help you to know [...]
What Is Your Credit Score?
In our lives, we need financing for different reasons. Having a healthy credit score will smoothen the financing process. Your credit score plays an important part in the [...]
You Can’t Time the Market
The latest market rebound proves why you can't time the market. Now what do you do? The Markets are Back Up. Now What? Investors talk about aiming [...]
Knowing When to Hire a Personal Financial Advisor
People who are concerned over something will inherently seek out the advice of experts for a solution. The sick seek out doctors, those with car troubles seek out [...]
Renting: The First Step Towards Home Ownership
Is it always a necessity to buy your own home? Consider the benefits of renting before you buy your home. Know What You're In For Renting an apartment [...]
Popular Articles
Malaysian Bonus & Tax Calculations
Received your bonus or commission but wondering about the large deductions that are incurred? Find out how to calculate your Malaysian Bonus & Tax calculations. Updated: Jul 26, 2018 History & Introduction In 2009, Malaysia's income [...]
Beware of Money Games
The lure of high returns and easy money has burnt many of their hard earned savings. And yet, many more are lining up after being invited by friends or hoping to make a quick buck [...]
Rakuten Trade: New Low Cost Online Brokerage
Rakuten Securities and Kenanga Investment Bank introduce new low-cost first full-fledged online equity broker Rakuten Trade Malaysia. Updated: Sep 22, 2018 Brokerage Background Kenanga Investment Bank Bhd. and Rakuten Securities Inc. JV was signed in April 2017 [...]
GST vs SST in Malaysia
Your Malaysian GST to SST guide: Know what's happening, understand the fears, and be prepared for the change from GST to SST which the 1st stage of implementation happening with zero-rated GST this June 2018. [...]
Malaysia Property Progressive Payment Schedule
What is the progressive payment schedule for buying a new property under construction in Malaysia? The Housing Development Act (HDA) 1966 was updated with Housing Development Amendment Act (HDAA) 2012 that came into effect [...]
Personal Finances
What Is Your Credit Score?
In our lives, we need financing for different reasons. Having a healthy credit score will smoothen the financing process. Your credit score plays an important part in the success or failure of your loan request. [...]
Knowing When to Hire a Personal Financial Advisor
People who are concerned over something will inherently seek out the advice of experts for a solution. The sick seek out doctors, those with car troubles seek out mechanic. What about those who have concerns [...]
8 Ways to be Prosperous this Chinese New Year
No feng shui needed. Just simple financial sense for a prosperous Chinese New Year. Get 8 tips on shopping, investing, and saving your ang pau money. 1. Budget like a Sage Have a budget [...]
Risk Management & Estate Planning
Balanced Score Card for Insurance
What are the implications of Balanced Score Card and LIFE Framework for insurance? How does BSC affect you as a consumer, agent or financial advisor? What is Balanced Score Card (BSC)? Bank Negara Malaysia (BNM) [...]
How Much Does It Cost to Die?
How much does it cost to die in Malaysia? What are the costs involved in your passing? Final costs include funeral expenses, estate administration expenses, taxes, etc. Plan ahead and do not burden your family [...]
Estate Probate and Wealth Distribution Process
Do not risk your estate shrinking and your estate proceeds for your loved ones getting frozen. Learn how to avoid wealth shrinkage and probate through estate planning. Know what is the probate and wealth distribution process. [...]
Investing
You Can’t Time the Market
The latest market rebound proves why you can't time the market. Now what do you do? The Markets are Back Up. Now What? Investors talk about aiming to “buy low, sell high”, but executing [...]
Renting: The First Step Towards Home Ownership
Is it always a necessity to buy your own home? Consider the benefits of renting before you buy your home. Know What You're In For Renting an apartment need not necessarily require that you live [...]
StashAway CIO Interview with MyPF
StashAway Co-founder and Chief Investment Officer (CIO), Freddy Lim, in conversation with My Personal Finances about benefits of using robo advisory and why a part of your financial portfolio should be invested overseas. https://www.youtube.com/watch?v=-iycZQz-kCA [...]
