Recent Articles
A Week in the Life of a Financial Planner & Entrepreneur
A week in the life of MyPF Founder Stev, who is an entrepreneur, educator, encourager, husband of one, and child of One. Sharing thoughts on on family, faith, and finances. I write this having spent [...]
The “Art of the Deal” Strikes Again
We review what's been the global financial impact of Trump's recent actions and what does it mean for you. The original version of this article was published on [...]
Cara Untuk Merancang Kewangan Anda
Keperluan kewangan peribadi adalah unik bergantung kepada keperluan individu masing-masing. Mempunyai personalisasi pelan kewangan peribadi adalah sesuatu yang amat berharga terutamanya untuk individu ataupun keluarga dan dapat melancarkan [...]
How to Fund Your Child Higher Education With No Savings
RM150k. That’s how much you need to pay (tuition, books, accommodation, and living costs) for a child tertiary education (3+0 foreign university franchised degree programme) at a private [...]
US Market Update
How is the US equity market performing? Did you sell in May and go away? Join us to look at market and indices performance. And gain insight on [...]
Popular Articles
Malaysian Bonus & Tax Calculations
Received your bonus or commission but wondering about the large deductions that are incurred? Find out how to calculate your Malaysian Bonus & Tax calculations. Updated: Jul 26, 2018 History & Introduction In 2009, Malaysia's income [...]
Beware of Money Games
The lure of high returns and easy money has burnt many of their hard earned savings. And yet, many more are lining up after being invited by friends or hoping to make a quick buck [...]
Malaysia Property Progressive Payment Schedule
What is the progressive payment schedule for buying a new property under construction in Malaysia? The Housing Development Act (HDA) 1966 was updated with Housing Development Amendment Act (HDAA) 2012 that came into effect [...]
Rakuten Trade: New Low Cost Online Brokerage
Rakuten Securities and Kenanga Investment Bank introduce new low-cost first full-fledged online equity broker Rakuten Trade Malaysia. Updated: May 8, 2019 Brokerage Background Kenanga Investment Bank Bhd. and Rakuten Securities Inc. JV was signed in April 2017 [...]
GST vs SST in Malaysia
Your Malaysian GST to SST guide: Know what's happening, understand the fears, and be prepared for the change from GST to SST which the 1st stage of implementation happening with zero-rated GST this June 2018. [...]
Personal Finances
How to Fund Your Child Higher Education With No Savings
RM150k. That’s how much you need to pay (tuition, books, accommodation, and living costs) for a child tertiary education (3+0 foreign university franchised degree programme) at a private college for 3 years in Malaysia. If [...]
Kewangan Peribadi: Persaraan
Persaraan; ngeri atau seri? Tentukan masa depan anda dengan perancangan yang betul. Konsep Persaraan Ada dua benda yang pasti dalam hidup kita; ajal dan cukai. Kini, memandangkan ramai yang hidup berkerjaya, kita boleh tambah perkara [...]
12 Tips to Make Money from Art
Be it as a collectible or an investment, the buy-and-sell transactions in artworks are growing faster than many other alternatives. One popular way long-term investors grow their investments is through different investment products including [...]
Risk Management & Estate Planning
MRTA或MTLA？需多少的保障？
身为业主，若你是以借贷方式购房，那么资产风险规划这一块需纳入考量，以防不测。以下内容会探讨几个为业主提供的房贷保障，包括其利与弊、提示、费用和所需的保障。 (Link to English version) 为何你的房产需要资产风险规划？ 作为一个有智慧的业主，你会为所有资产进行风险规划，以确保在发生不幸事故（如死亡、终身残疾）时，将对自己与所爱之人的影响减至最低。 房产的风险 你与家人失去家园。 房产被银行收回或拍卖。 被迫贱价出售房产。 （一）递减式房贷保险(MRTA) 1) 保障 MRTA所提供的保额，将随着年份递减至零。过去，这房贷保险是强制性的；如今则较具伸缩性。（一些银行为了保障其利益，会向房贷申请者提出购买房贷保险的条件，并提供较低的房贷利率。） 2) 期限 5至35年（依据房贷最高期限）。 3) 现金价值 不具现金价值。此保费需一次性付清。若提前退保，将能取回部分已缴保费。） 4) 费用 每RM 100,000的保额，一次性保费约RM 3,500。（例：RM 500,000的保额，一次性保费为RM 17,500。） 5) [...]
Perkara Utama yang Perlu Dilihat Untuk Insurans Perubatan
Apakah yang patut anda utamakan apabila anda bercadang untuk menyertai insurans/takaful perubatan? Apakah itu pengecualian dan hal-hal lain yang berkenaan dengan perlindungan perubatan? (English version) Apakah yang dilindungi dalam pelan takaful/insurans perubatan? Hospitalisasi & Pembedahan [...]
Polisi Hayat dan Perubatan Pertama Anda
Soalan yang biasa didengari dalam proses mendapatkan polisi perlindungan pertama selalunya adalah, "Apakah yang sebenarnya diperlukan dalam polisi?", "Berapa sepatutnya saya bayar?", "Penting sangatkah perlindungan?", "Kalau tak mampu macam mana?". (English Version) Sebelum membeli [...]
Investing
US Market Update
How is the US equity market performing? Did you sell in May and go away? Join us to look at market and indices performance. And gain insight on what this means for the individual investor. [...]
Pelaburan Saham Amanah
Saham Amanah, atau lebih dikenali sebagai "Unit Trust", adalah suatu bentuk pelaburan yang mula meraih populariti di pertengahan 90an walaupun sudah bertapak di Malaysia sejak 1959. Tempoh 1980an pula adalah masa di mana rakyat Malaysia [...]
12 Tips to Make Money from Art
Be it as a collectible or an investment, the buy-and-sell transactions in artworks are growing faster than many other alternatives. One popular way long-term investors grow their investments is through different investment products including [...]
