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A Financial Guide to Pregnancy and Baby Delivery
Planning for pregnancy and childbirth should be a joy and not a source of financial stress. "Go forth and multiply" If you are or have thoughts of welcoming a baby into your world, the financial [...]
FIRE (Financial Independence, Retire Early), Is It for Everyone?
Find out if you are ready for and suited to FIRE your life with this useful introduction to FIRE. Economic uncertainties and the fast-paced nature of today's world [...]
2024 April Market Outlook & Review
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A Guide to Navigating Maternal and Newborn Insurance Choices in Malaysia
Make the postnatal period less anxious with the right coverage for mama and baby. Navigating the journey of pregnancy and early parenthood can be both exhilarating and daunting. [...]
9 Retirement Checklist for Soon-to-be Retirees
Not sure how to start planning your retirement? Having a checklist certainly helps you to get started . The idea of retirement brings a mix of emotions. Some, [...]
Latest News
Earn 3.2% p.a. on your Cash with StashAway Simple
There's a new promo for your cash in town where you can earn a rate of up to 3.2% per annum! StashAway is bringing new & existing investors a special promotion to help you grow your cash [...]
Yuan Strengthens to 7 Month High
Yuan continues to rise against the US Dollar and is at a 7 month high. How does the rise of the Yuan affect the future of trade between [...]
Should You Invest in Sukuk Prihatin
Are you considering to invest in Sukuk PRIHATIN issued by the Malaysian government? Learn the pros and cons of investing in Malaysia's 1st ever digital sukuk issuance. Investment [...]
Beware of Unlicensed Investment Gurus
Taking investment advice from so-called investment gurus can be dangerous. Learn the impact of bad decisions and how you can educate yourself in investing. The Blight of Unlicensed [...]
Property Incentives for Malaysians in 2020
This June, the Home Ownership Campaign (HOC) was re-introduced to help improve the suffering property market. Learn about the incentives provided for the property sector. Prime Minister Tan [...]
Popular Articles
Paying Advanced Premiums for Insurance
Information on paying advanced premiums for insurance & the latest Great Eastern rates after recent OPR changes Updated: APA Rates updated for 2018 Why pay Advance Premiums for Insurance? Frees up hassle of making & arranging [...]
Personal Data Protection Act (PDPA)
Alternate title: How to stop pesky telemarketers from calling you promoting &#%Y*&^#*$ products!! What is PDPA? This law was enacted in 2010 & enforced on 15th November 2013 by the Malaysian government to protect your personal [...]
Calculating Investment Returns
How do you calculate your investment returns & performance? What about if you have multiple investments or multiple investment time frames? What is the difference between ARR vs CAGR? Or CAGR vs IRR? Return on [...]
Which Malaysian PRS Fund to invest 2017
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You Can’t Change the Crypto World in a Smooth Predictable Curve
ShapeShift CEO Erik Voorhees says "You can’t change the world in a smooth, predictable curve". The original article by Christina Comben was published on CoinCentral. ShapeShift CEO Erik Voorhees ShapeShift Co-Founder and CEO Erik [...]
Personal Finances
7 Ways a Financial Planner Can Help You to Escape a Retirement Crisis
Retirement is one of the essential parts of your financial planning. Learn how a financial planner can assist you in navigating them better In the fast-evolving economic landscape of Malaysia, millennials face the challenge of [...]
How to Prepare Your Children for Their Retirement
Parents, let's prepare your children for their retirement. It is fascinating to imagine a future where our children confidently enter adulthood with established, secure retirement plans. As parents or caregivers, we can make this vision [...]
3 Faktor Perancangan Kewangan Individu Tidak Berjaya
Perancangan kewangan yang tidak berjaya mampu membelenggu hidup jika tiada sebarang langkah diambil untuk mengelakkannya. Ketahui faktor yang menyebabkan perancangan kewangan seseorang tidak berjaya Perancangan kewangan yang berkesan memerlukan kefahaman dan kesediaan yang tinggi untuk [...]
Risk Management & Estate Planning
Insurans Hayat dan Kecacatan Kekal
Belajar tentang perlindungan dari insurans hayat dan penyakit kritikal. (English version) [embedyt] https://www.youtube.com/watch?v=dFstDghySbQ[/embedyt] Insurans Hayat (“Life Insurance”) dan Kecacatan Kekal (“Total Permanent Disability”) Insurans ini menyediakan perlindungan untuk kematian dan kecacatan kekal. Jumlah perlindungan [...]
MRTA或MTLA？需多少的保障？
身为业主，若你是以借贷方式购房，那么资产风险规划这一块需纳入考量，以防不测。以下内容会探讨几个为业主提供的房贷保障，包括其利与弊、提示、费用和所需的保障。 (Link to English version) 为何你的房产需要资产风险规划？ 作为一个有智慧的业主，你会为所有资产进行风险规划，以确保在发生不幸事故（如死亡、终身残疾）时，将对自己与所爱之人的影响减至最低。 房产的风险 你与家人失去家园。 房产被银行收回或拍卖。 被迫贱价出售房产。 （一）递减式房贷保险(MRTA) 1) 保障 MRTA所提供的保额，将随着年份递减至零。过去，这房贷保险是强制性的；如今则较具伸缩性。（一些银行为了保障其利益，会向房贷申请者提出购买房贷保险的条件，并提供较低的房贷利率。） 2) 期限 5至35年（依据房贷最高期限）。 3) 现金价值 不具现金价值。此保费需一次性付清。若提前退保，将能取回部分已缴保费。） 4) 费用 每RM 100,000的保额，一次性保费约RM 3,500。（例：RM 500,000的保额，一次性保费为RM 17,500。） 5) [...]
Perkara Utama yang Perlu Dilihat Untuk Insurans Perubatan
Apakah yang patut anda utamakan apabila anda bercadang untuk menyertai insurans/takaful perubatan? Apakah itu pengecualian dan hal-hal lain yang berkenaan dengan perlindungan perubatan? (English version) Apakah yang dilindungi dalam pelan takaful/insurans perubatan? Hospitalisasi & Pembedahan [...]
Investing
2024 March Market Outlook & Review
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Mastering Money Management: Simple Strategies for Financial Success
Crush your long term goals to achieve early retirement and a dream lifestyle. Financial success is not a matter of chance; it results from careful planning and disciplined execution. This article will explore simple yet [...]
2024 March Market Outlook
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