Latest Articles
5 Facts to Know About Graduates’ Salary Going Down by Threefold Since the 1980s
Should fresh graduates be earning RM7,000-RM8,000 based on numbers taken from 1984? We bring the facts to you. Tan Sri Muhammad Ibrahim, ex-Bank Negara Malaysia (BNM) governor, has said that Malaysian fresh graduates' real salaries [...]
Financial Freedom: A Personal Journey, or a Universal Destination?
Financial freedom can mean different things to different individuals. Discover your concept of financial freedom. Financial freedom is a term that has gained immense popularity in recent years. [...]
Preparing Financially for Your Children’s Education – Part 4: Tertiary
Are you preparing for your child's university education? This series explores the fees incurred for your children’s schooling. Welcome to Part 4 – about tertiary education costs in [...]
7 Common Reasons People Fall for Scams
What causes the public to fall prey to scammers? Learn more of few common ones causing this serious disadvantage. More often than not, we have read articles after [...]
2024 July Market Outlook & Review
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Latest News
Earn 3.2% p.a. on your Cash with StashAway Simple
There's a new promo for your cash in town where you can earn a rate of up to 3.2% per annum! StashAway is bringing new & existing investors a special promotion to help you grow your cash [...]
Yuan Strengthens to 7 Month High
Yuan continues to rise against the US Dollar and is at a 7 month high. How does the rise of the Yuan affect the future of trade between [...]
Should You Invest in Sukuk Prihatin
Are you considering to invest in Sukuk PRIHATIN issued by the Malaysian government? Learn the pros and cons of investing in Malaysia's 1st ever digital sukuk issuance. Investment [...]
Beware of Unlicensed Investment Gurus
Taking investment advice from so-called investment gurus can be dangerous. Learn the impact of bad decisions and how you can educate yourself in investing. The Blight of Unlicensed [...]
Property Incentives for Malaysians in 2020
This June, the Home Ownership Campaign (HOC) was re-introduced to help improve the suffering property market. Learn about the incentives provided for the property sector. Prime Minister Tan [...]
Popular Articles
Paying Advanced Premiums for Insurance
Information on paying advanced premiums for insurance & the latest Great Eastern rates after recent OPR changes Updated: APA Rates updated for 2018 Why pay Advance Premiums for Insurance? Frees up hassle of making & arranging [...]
Personal Data Protection Act (PDPA)
Alternate title: How to stop pesky telemarketers from calling you promoting &#%Y*&^#*$ products!! What is PDPA? This law was enacted in 2010 & enforced on 15th November 2013 by the Malaysian government to protect your personal [...]
Calculating Investment Returns
How do you calculate your investment returns & performance? What about if you have multiple investments or multiple investment time frames? What is the difference between ARR vs CAGR? Or CAGR vs IRR? Return on [...]
Which Malaysian PRS Fund to invest 2017
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You Can’t Change the Crypto World in a Smooth Predictable Curve
ShapeShift CEO Erik Voorhees says "You can’t change the world in a smooth, predictable curve". The original article by Christina Comben was published on CoinCentral. ShapeShift CEO Erik Voorhees ShapeShift Co-Founder and CEO Erik [...]
Personal Finances
Practical Tips for Every Malaysian Navigating Financial Challenges
Triumph over the financial challenges thrown your way by following these useful recommendations. Malaysia's financial landscape is a rich tapestry woven with the vibrant energy of city centers like Kuala Lumpur and the serene tranquility [...]
Know Your Income Tax Relief for YA 2023
Know which tax relief you qualify for to get your well-deserved monetary relief for YA 2023 as a Malaysian taxpayer. Ding ding ding! It's income tax season in Malaysia for YA (year of assessment) 2023. [...]
Mastering Money Management: Simple Strategies for Financial Success
Crush your long term goals to achieve early retirement and a dream lifestyle. Financial success is not a matter of chance; it results from careful planning and disciplined execution. This article will explore simple yet [...]
Risk Management & Estate Planning
保险， 你买对了吗？(Are You Getting the Right Insurance Coverage?)
保险， 你买对了吗？保险，是耳熟能详的名词，你或已拥有。可是，你了解所买的保险吗？它的保障是什么？事实上，大多数人并不理解自己所持有的保单，纯粹只为了买而买，丝毫不晓得其保障范围，结果在发生事故时得不到赔偿，引发『投保容易理赔难』的争议。(Read English article on life insurance). 何谓保险？ （一）保险的类别 保险可分为3大类别： 全险，半险 和 裸险。 （二）保险的功能 保险具有五项功能：人寿保险(Life)、重大疾病保险(Critical Illness / Dread Disease)、住院医药保险(Hospitalization & Medical)、意外保险(Personal Accident)、年金险(Endowment)。 人寿保险 每个受保人在三种情况下肯定会用到的保险： 1. 自然死亡（俗称：忘记起床了或突然忘了呼吸。 2. 疾病死亡（俗称：因重大疾病而死亡） 3. 意外死亡（俗称：无可预料的意外找上我们而造成的死亡） 任何事情发生导致受保人的离世，这保险将会按照保单列明的保险利益做出赔偿予指定的受益人。若受益人非法定受益人，则将按照遗产分配法令来进行分配。 重大疾病保险 也就是俗称的『36种疾病』。市面上有许多种类的重疾险，有些保险公司甚至包含多达上百种的重疾病。重疾险有轻度重疾（第一期和第二期）和严重重疾（第三期和第四期）。轻度重疾的保单，保费都会比较贵。 [...]
What Malaysians Need to Know About EPF Nomination
You need to know this about your EPF retirement funds nomination. Don't risk falling for viral hoaxes. Get accurate information on your nomination and beneficiaries! EPF Nomination "By planning ahead and nominating your beneficiary early, [...]
Balancing Your Health Account: Making More Deposits and Less Withdrawals
While being distracted by the urgent demands of daily life, we tend to forget what is important in the big picture. A popular quote says "don't put off to tomorrow what you can do today", [...]
Investing
Market Overview June 2024
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2024 June Market Outlook
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Unlocking Investment Potential: How Stockmoo Simplifies Your Path to Financial Success
Whether you’re analyzing stocks or managing your portfolio, Stockmoo’s easy-to-use tools are here to help. In today's complex investing landscape, finding a tool that simplifies the journey is a game-changer. Stockmoo promises to be that [...]