Latest Articles
2025 Guide to Electric Vehicles in Malaysia
Time to electrify your car? That Tesla and other attractive EVs are looking more tempting by the day! Deciding whether to buy an electric vehicle (EV) is a tricky one in Malaysia. After all, petrol [...]
Financial Freedom: A Personal Journey, or a Universal Destination?
Financial freedom can mean different things to different individuals. Discover your concept of financial freedom. Financial freedom is a term that has gained immense popularity in recent years. [...]
Preparing Financially for Your Children’s Education – Part 4: Tertiary
Are you preparing for your child's university education? This series explores the fees incurred for your children’s schooling. Welcome to Part 4 – about tertiary education costs in [...]
7 Common Reasons People Fall for Scams
What causes the public to fall prey to scammers? Learn more of few common ones causing this serious disadvantage. More often than not, we have read articles after [...]
2024 July Market Outlook & Review
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Latest News
Earn 3.2% p.a. on your Cash with StashAway Simple
There's a new promo for your cash in town where you can earn a rate of up to 3.2% per annum! StashAway is bringing new & existing investors a special promotion to help you grow your cash [...]
Property Incentives for Malaysians in 2020
This June, the Home Ownership Campaign (HOC) was re-introduced to help improve the suffering property market. Learn about the incentives provided for the property sector. Prime Minister Tan [...]
Malaysia’s Government Announces Targeted Loan Moratorium Extension
Malaysia's Prime Minister announced the government's decision to extend the loan moratorium for another three months. Learn the key points of his speech and benefits of the extension. [...]
What Happens If The MCO Is Reimposed?
The current rise of Covid-19 cases is sparking a debate on whether the MCO should be implemented again or not. Learn the impact of MCO reinforcement on our [...]
Gold at All Time High
Gold is at an all time high. Is it too late to buy gold? Gold at All Time High Gold prices hit a new record high of $1,970 [...]
Popular Articles
Personal Data Protection Act (PDPA)
Alternate title: How to stop pesky telemarketers from calling you promoting &#%Y*&^#*$ products!! What is PDPA? This law was enacted in 2010 & enforced on 15th November 2013 by the Malaysian government to protect your personal [...]
How to Maximize Your Tax Relief for 2019
What are the top ten most common Malaysian tax relief for year assessment 2019 and filing in 2020? Have you maximized your eligible tax relief? 10 Common Malaysian Tax Relief for Year of Assessment 2019 [...]
Paying Advanced Premiums for Insurance
Information on paying advanced premiums for insurance & the latest Great Eastern rates after recent OPR changes Updated: APA Rates updated for 2018 Why pay Advance Premiums for Insurance? Frees up hassle of making & arranging [...]
21 Financial Influencers Share Financial Wellness Tips for 2021
A collection of valuable tips from your friendly finfluencers in the Malaysian financial landscape. Introduction As Malaysians, we are taught to believe in bersatu kita teguh, bercerai kita roboh. In the spirit of [...]
What Do You Think I Do?
Last night a friend told me that he had read my site. "But what exactly is it that you do?" he asked? Updated: Oct 17, 2016 In short, I help people grow towards financial independence. [...]
Personal Finances
Know Your Income Tax Relief for YA 2023
Know which tax relief you qualify for to get your well-deserved monetary relief for YA 2023 as a Malaysian taxpayer. Ding ding ding! It's income tax season in Malaysia for YA (year of assessment) 2023. [...]
Mastering Money Management: Simple Strategies for Financial Success
Crush your long term goals to achieve early retirement and a dream lifestyle. Financial success is not a matter of chance; it results from careful planning and disciplined execution. This article will explore simple yet [...]
6 Must-Know Things About EPF’s 5.5% Dividends for 2023
Woah, woah, woah! 5.5% dividends from EPF? You would have surely heard the news. The Employee Provident Fund (EPF) has just given 5.5% of dividends to Malaysians contributing to it. If you had put your [...]
Risk Management & Estate Planning
Insurans Hayat dan Kecacatan Kekal
Belajar tentang perlindungan dari insurans hayat dan penyakit kritikal. (English version) [embedyt] https://www.youtube.com/watch?v=dFstDghySbQ[/embedyt] Insurans Hayat (“Life Insurance”) dan Kecacatan Kekal (“Total Permanent Disability”) Insurans ini menyediakan perlindungan untuk kematian dan kecacatan kekal. Jumlah perlindungan [...]
MRTA或MTLA？需多少的保障？
身为业主，若你是以借贷方式购房，那么资产风险规划这一块需纳入考量，以防不测。以下内容会探讨几个为业主提供的房贷保障，包括其利与弊、提示、费用和所需的保障。 (Link to English version) 为何你的房产需要资产风险规划？ 作为一个有智慧的业主，你会为所有资产进行风险规划，以确保在发生不幸事故（如死亡、终身残疾）时，将对自己与所爱之人的影响减至最低。 房产的风险 你与家人失去家园。 房产被银行收回或拍卖。 被迫贱价出售房产。 （一）递减式房贷保险(MRTA) 1) 保障 MRTA所提供的保额，将随着年份递减至零。过去，这房贷保险是强制性的；如今则较具伸缩性。（一些银行为了保障其利益，会向房贷申请者提出购买房贷保险的条件，并提供较低的房贷利率。） 2) 期限 5至35年（依据房贷最高期限）。 3) 现金价值 不具现金价值。此保费需一次性付清。若提前退保，将能取回部分已缴保费。） 4) 费用 每RM 100,000的保额，一次性保费约RM 3,500。（例：RM 500,000的保额，一次性保费为RM 17,500。） 5) [...]
Perkara Utama yang Perlu Dilihat Untuk Insurans Perubatan
Apakah yang patut anda utamakan apabila anda bercadang untuk menyertai insurans/takaful perubatan? Apakah itu pengecualian dan hal-hal lain yang berkenaan dengan perlindungan perubatan? (English version) Apakah yang dilindungi dalam pelan takaful/insurans perubatan? Hospitalisasi & Pembedahan [...]
Investing
2024 June Market Outlook
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Unlocking Investment Potential: How Stockmoo Simplifies Your Path to Financial Success
Whether you’re analyzing stocks or managing your portfolio, Stockmoo’s easy-to-use tools are here to help. In today's complex investing landscape, finding a tool that simplifies the journey is a game-changer. Stockmoo promises to be that [...]
Moomoo MY 90-day 2% p.a. Cash Return Promotion
Another great promo to help kick start your US stock market investment journey with fractional shares trading with Moomoo MY. Announcing a new cash reward campaign for Moomoo MY users! From today to 30th June [...]