Latest Articles
6 Malaysian States with the Highest Rise in Cost of Living in 2023
With official data from DOSM, we look at the cost of living in the most affected states in Malaysia. Life hasn't been easy in the past few years. The pandemic in 2020 was hard on [...]
6 Stoic Principles to Help With Your Personal Finances
Hold up, can ancient philosophy really help us with our personal finances? Have you ever looked at philosophy as a subject, and wondered, "Are these even useful to [...]
Estate Planning in Malaysia: Preserving Wealth and Securing Your Family’s Future
Take steps to protect the future of your family right now with this simple guide to estate planning. Estate planning is a crucial process for individuals and families [...]
Market Overview May 2024
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The Malaysian Guide to Sustainable and Ethical Investing
Ensure that your investments are bringing about positive changes to society and the world around you. Sustainable and ethical investing has gained significant traction in Malaysia, reflecting a [...]
Latest News
StashAway Malaysia Introduces Flexible Portfolios
StashAway Malaysia introduces flexible portfolios where you can build your own ETF portfolios on Jun 20, 2022. What are Flexible Portfolios? Start a portfolio from scratch, or tailor one using a template of StashAway's [...]
Malaysia’s Government Announces Targeted Loan Moratorium Extension
Malaysia's Prime Minister announced the government's decision to extend the loan moratorium for another three months. Learn the key points of his speech and benefits of the extension. [...]
What Happens If The MCO Is Reimposed?
The current rise of Covid-19 cases is sparking a debate on whether the MCO should be implemented again or not. Learn the impact of MCO reinforcement on our [...]
Gold at All Time High
Gold is at an all time high. Is it too late to buy gold? Gold at All Time High Gold prices hit a new record high of $1,970 [...]
Ant Group Poised for Biggest Dual IPO in History
Ant Group, an affiliate of Alibaba Group, announced their plan for dual IPO in Hong Kong and Shanghai recently. Learn why is this IPO so important for Ant [...]
Popular Articles
Personal Data Protection Act (PDPA)
Alternate title: How to stop pesky telemarketers from calling you promoting &#%Y*&^#*$ products!! What is PDPA? This law was enacted in 2010 & enforced on 15th November 2013 by the Malaysian government to protect your personal [...]
How to Maximize Your Tax Relief for 2019
What are the top ten most common Malaysian tax relief for year assessment 2019 and filing in 2020? Have you maximized your eligible tax relief? 10 Common Malaysian Tax Relief for Year of Assessment 2019 [...]
Paying Advanced Premiums for Insurance
Information on paying advanced premiums for insurance & the latest Great Eastern rates after recent OPR changes Updated: APA Rates updated for 2018 Why pay Advance Premiums for Insurance? Frees up hassle of making & arranging [...]
21 Financial Influencers Share Financial Wellness Tips for 2021
A collection of valuable tips from your friendly finfluencers in the Malaysian financial landscape. Introduction As Malaysians, we are taught to believe in bersatu kita teguh, bercerai kita roboh. In the spirit of [...]
What Do You Think I Do?
Last night a friend told me that he had read my site. "But what exactly is it that you do?" he asked? Updated: Oct 17, 2016 In short, I help people grow towards financial independence. [...]
Personal Finances
How to Prepare Your Children for Their Retirement
Parents, let's prepare your children for their retirement. It is fascinating to imagine a future where our children confidently enter adulthood with established, secure retirement plans. As parents or caregivers, we can make this vision [...]
3 Faktor Perancangan Kewangan Individu Tidak Berjaya
Perancangan kewangan yang tidak berjaya mampu membelenggu hidup jika tiada sebarang langkah diambil untuk mengelakkannya. Ketahui faktor yang menyebabkan perancangan kewangan seseorang tidak berjaya Perancangan kewangan yang berkesan memerlukan kefahaman dan kesediaan yang tinggi untuk [...]
6 Tell-tale Signs to Gauge the Current Housing Market
Whether you are buying, selling, or investing, understanding the housing market is crucial for individuals looking to make smart financial decisions. For potential homebuyers, understanding the market is key to balancing financial security, family needs, [...]
Risk Management & Estate Planning
Insurans Hayat dan Kecacatan Kekal
Belajar tentang perlindungan dari insurans hayat dan penyakit kritikal. (English version) [embedyt] https://www.youtube.com/watch?v=dFstDghySbQ[/embedyt] Insurans Hayat (“Life Insurance”) dan Kecacatan Kekal (“Total Permanent Disability”) Insurans ini menyediakan perlindungan untuk kematian dan kecacatan kekal. Jumlah perlindungan [...]
MRTA或MTLA？需多少的保障？
身为业主，若你是以借贷方式购房，那么资产风险规划这一块需纳入考量，以防不测。以下内容会探讨几个为业主提供的房贷保障，包括其利与弊、提示、费用和所需的保障。 (Link to English version) 为何你的房产需要资产风险规划？ 作为一个有智慧的业主，你会为所有资产进行风险规划，以确保在发生不幸事故（如死亡、终身残疾）时，将对自己与所爱之人的影响减至最低。 房产的风险 你与家人失去家园。 房产被银行收回或拍卖。 被迫贱价出售房产。 （一）递减式房贷保险(MRTA) 1) 保障 MRTA所提供的保额，将随着年份递减至零。过去，这房贷保险是强制性的；如今则较具伸缩性。（一些银行为了保障其利益，会向房贷申请者提出购买房贷保险的条件，并提供较低的房贷利率。） 2) 期限 5至35年（依据房贷最高期限）。 3) 现金价值 不具现金价值。此保费需一次性付清。若提前退保，将能取回部分已缴保费。） 4) 费用 每RM 100,000的保额，一次性保费约RM 3,500。（例：RM 500,000的保额，一次性保费为RM 17,500。） 5) [...]
Perkara Utama yang Perlu Dilihat Untuk Insurans Perubatan
Apakah yang patut anda utamakan apabila anda bercadang untuk menyertai insurans/takaful perubatan? Apakah itu pengecualian dan hal-hal lain yang berkenaan dengan perlindungan perubatan? (English version) Apakah yang dilindungi dalam pelan takaful/insurans perubatan? Hospitalisasi & Pembedahan [...]
Investing
Step-by-Step Guide on How to Make Use of a Company’s Annual Report
Banish confusion! Reading company annual reports is not the same once you know what to look for. Sometimes, investments are total mysteries to us. They capture our attention and imagination. But once we get down [...]
The Intersection of Technology and Personal Finance: A Malaysian Perspective
Jump onto the fintech bandwagon and let its infinite possibilities fuel your financial growth. In Malaysia, like elsewhere globally, the fusion of technology and personal finance has experienced a seismic shift. The advent of fintech [...]
2024 April Market Outlook
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