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Resources2019-07-19T11:46:47+08:00
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Latest Articles

Can My Impossible Dreams Really Be Achieved?

August 9th, 2019|

A true MyPF story from one of our clients about her lessons learnt in achieving impossible dreams. When you have impossible dreams, you find out about the people [...]

保险, 你买对了吗?(Are You Getting the Right Insurance Coverage?)

August 5th, 2019|

保险, 你买对了吗?保险,是耳熟能详的名词,你或已拥有。可是,你了解所买的保险吗?它的保障是什么?事实上,大多数人并不理解自己所持有的保单,纯粹只为了买而买,丝毫不晓得其保障范围,结果在发生事故时得不到赔偿,引发『投保容易理赔难』的争议。(Read English article on life insurance). 何谓保险? (一)保险的类别 保险可分为3大类别: 全险,半险 和 裸险。 (二)保险的功能 保险具有五项功能:人寿保险(Life)、重大疾病保险(Critical Illness / Dread Disease)、住院医药保险(Hospitalization & Medical)、意外保险(Personal Accident)、年金险(Endowment)。 人寿保险 每个受保人在三种情况下肯定会用到的保险: 1. 自然死亡(俗称:忘记起床了或突然忘了呼吸。 [...]

Why are Malaysians Buying Gold in 2019?

August 5th, 2019|

Chances are you may know little about gold or you view gold simply as a precious metal with little value. In an increasingly digital world, you may question [...]

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Latest News

What Does US Fed Rate Cut Mean?

August 1st, 2019|

US Federal Reserve Bank cut rates by a quarter basis points. However, the impact of the rate cut was different from expected norms. What gives? US Fed Rate [...]

What Malaysians Need to Know About EPF Nomination

July 31st, 2019|

You need to know this about your EPF retirement funds nomination. Don't risk falling for viral hoaxes. Get accurate information on your nomination and beneficiaries! EPF Nomination "By [...]

AirAsia Finally Removing Credit Card Surcharge

July 30th, 2019|

Did you know that under Malaysia’s central bank (BNM) guidelines, merchants are not allowed to impose card surcharges? AirAsia is taking a positive step to scrap their processing [...]

The Convergence of FinTech, LawTech and RegTech

July 26th, 2019|

How does FinTech, LawTech, and RegTech more than co-exist but actually converge and relate powerfully? It's more than merely sharing the "Tech" tag. "FinTech needs to come with [...]

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Popular Articles

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Personal Finances

Keperluan Dana Kecemasan

August 3rd, 2019|

Semua yang anda perlu ketahui tentang dana kecemasan, iaitu wang segera apabila berlaku sesuatu yang tidak diingini.(Original article in English) Apakah definisi dana kecemasan? Dana kecemasan adalah wang yang akan digunapakai sekiranya berlaku perkara di [...]

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Risk Management & Estate Planning

MRTA或MTLA?需多少的保障?

June 4th, 2019|

身为业主,若你是以借贷方式购房,那么资产风险规划这一块需纳入考量,以防不测。以下内容会探讨几个为业主提供的房贷保障,包括其利与弊、提示、费用和所需的保障。 (Link to English version)   为何你的房产需要资产风险规划? 作为一个有智慧的业主,你会为所有资产进行风险规划,以确保在发生不幸事故(如死亡、终身残疾)时,将对自己与所爱之人的影响减至最低。 房产的风险 你与家人失去家园。 房产被银行收回或拍卖。 被迫贱价出售房产。   (一)递减式房贷保险(MRTA) 1) 保障 MRTA所提供的保额,将随着年份递减至零。过去,这房贷保险是强制性的;如今则较具伸缩性。(一些银行为了保障其利益,会向房贷申请者提出购买房贷保险的条件,并提供较低的房贷利率。)   2) 期限 5至35年(依据房贷最高期限)。   3) 现金价值 不具现金价值。此保费需一次性付清。若提前退保,将能取回部分已缴保费。)   4) 费用 每RM 100,000的保额,一次性保费约RM 3,500。(例:RM 500,000的保额,一次性保费为RM 17,500。)   5) [...]

Perkara Utama yang Perlu Dilihat Untuk Insurans Perubatan

May 24th, 2019|

Apakah yang patut anda utamakan apabila anda bercadang untuk menyertai insurans/takaful perubatan? Apakah itu pengecualian dan hal-hal lain yang berkenaan dengan perlindungan perubatan? (English version) Apakah yang dilindungi dalam pelan takaful/insurans perubatan? Hospitalisasi & Pembedahan [...]

Polisi Hayat dan Perubatan Pertama Anda

May 11th, 2019|

Soalan yang biasa didengari dalam proses mendapatkan polisi perlindungan pertama selalunya adalah, "Apakah yang sebenarnya diperlukan dalam polisi?", "Berapa sepatutnya saya bayar?", "Penting sangatkah perlindungan?", "Kalau tak mampu macam mana?". (English Version)   Sebelum membeli [...]

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Investing

Why are Malaysians Buying Gold in 2019?

August 5th, 2019|

Chances are you may know little about gold or you view gold simply as a precious metal with little value. In an increasingly digital world, you may question what value gold has today and why [...]

Bursa Malaysia’s ETFs Continue to Innovate

August 2nd, 2019|

Bursa Malaysia is continuing to work on creating awareness on Exchange Traded Funds (ETFs) in Malaysia. As part of Bursa's effort to educate the public on ETFs, MyPF was invited to attend a workshop covering [...]

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