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7 Ways a Financial Planner Can Help You to Escape a Retirement Crisis
Retirement is one of the essential parts of your financial planning. Learn how a financial planner can assist you in navigating them better In the fast-evolving economic landscape of Malaysia, millennials face the challenge of [...]
6 Tips to Save Money During Valentine’s and Still Have A Romantic One
Love is in the air and Valentine's here! Are you looking to have a romantic evening without breaking the bank? 14th February is fast approaching and you know [...]
7 Benefits of Concealing Your Money (Stealth Wealth)
Have you ever had a family friend, a distant uncle, or perhaps a business associate who seemed completely ordinary, until the day you somehow found out about the [...]
Malaysia’s Equity Crowdfunding: The 4 Players
Of the 4 types of crowdfunding, let's look at the 4 players involved when we talk about equity crowdfunding. The original version of this article was published by Ethis and [...]
Book Review: Money Smart, Achieve Your Financial Goals Faster With Less
Achieve your financial goals faster with less. A review of KC Lau's Money Smart, Achieve Your Financial Goals Faster With Less. Reading the Money Smart, Achieve Your Financial [...]
Latest News
ASB Historical Returns from 1990 to 2019
Amanah Saham Bumiputera (ASB) historical returns from the fund's launch in 1990 to the latest returns in 2019. ASB 2019 Returns Income distribution per unit: 5.00 cents and bonus of 0.50 cents. Total distribution [...]
Popular Articles
Missing EPF Nominations
Recently there have been rumors circulating (again!) that EPF nominations have gone missing from members' files. How true are these stories and what steps do you need to take as an EPF member? The Employee [...]
Fun with Properties: Adapting to DIY
Do-it-yourself: How this beautiful mess morphs into a memorable cost saving initiative with these 5 simple steps. Buying a house is a huge investment. Making that house into your home is an equivalently massive endeavor as well. [...]
HLB eFD Promotion 4.15% Extended Dec 13, 2016
Hong Leong Bank's eFD Promotion at 4.15% which is one of the best current fixed deposits promotions is extended until Dec 13, 2016 Update Dec 12: HLB statement "Due to overwhelming response, we are reaching [...]
5 Lessons on Shares Investing
Simple lessons learnt and shared on investing in shares and equities. 1. You make money on shares when you buy You have picked a great share that is going to perform great over the [...]
Recommended Sites for Malaysia & US Shares Investing
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Personal Finances
Malaysian Kids Go Back to School
The Ministry Education recent announcement of school starting again on March 1 leaves parents rushing to get everything ready on short notice. Learn some ways you can save money this back to school season. On [...]
10 Telltale Signs Your Future Spouse Is A Financially-Unsuitable Match
Finding your life partner is not always just about love. Look out for these financial red flags during courtship to avoid future marital arguments. Money is usually an afterthought during the search for marital compatibility [...]
Top 6 Items To Consider When Purchasing a New Computer for You and Your Partner
There is increasing interest in personal computing (PC) in 2021, particularly since the current pandemic is forcing a lot of people to work and study from home. A shared PC between multiple users is a [...]
Risk Management & Estate Planning
Investing
What Defines “Good” Stocks and “Cheap” Prices?
How to have your cake and eat it, in the stock market. “Investment success doesn’t come from “buying good things,” but rather from “buying things well.” ― Howard Marks, The Most Important Thing: Uncommon Sense [...]
退休族的四种投资选项
你担心退休后应该进行那种类型的投资吗?希望本文可以提供你一些退休族的投资产品作为参考。(Original article) 退休后的生活并非从此以后就可以天天逍遥快活。由于你已经不再工作,因此你或许会担心自己是否有足够的老本来维持自己想要的生活方式。 享受退休生活其实并不容易,而且你在退休后需要有新的财务目标,因此你必须选择可以让你感到安心的投资产品。 退休族的投资产品应具有以下特性: 低风险和低波动性 平稳的股息和收益 低管理成本 无需担心 退休族必须确保财务的稳定,所以追逐“至高利润”的投资目标已经是过去式了,你必须重新调整自己的投资目标来适应现有的退休生活。 以下的几种投资产品或许可以确保你拥有稳定的退休生活。 投资产品#1:交易所交易基金(ETF) 近十年以来,“交易所交易基金”或者又称为“交易型开放式指数基金”(ETF)已经成为最重要的金融产品之一。它的创立让像你和我这样的平民百姓可以用很少的资金进行多样化的投资。 过去利用多样化的投资组合来分散风险是拥有庞大资本的富裕阶层的特权。富人通过尽可能进行多种的不同投资组合让自己(不会过度倚重任何特定的投资项目)(不会把所有的蛋都放在同一个篮子)。但是对于相对没有那么多资本的人来说是很难进行多样化的投资。但是ETF的创建改变了这个游戏规则。 交易所交易基金(ETF)的操作模式基本上是广泛的投资在一个特定的市场,例如一个特定的基础指数或一个特定的股票市场。你可以像在股票市场上购买任何上市公司的股票一样购买ETF。 你可以像购买Maybank的股票一样购买ETF。而且它的投资金额也是你绝对负担得起。所以你再也不必买入所有综合指数市场内大型公司的股票来分散您的投资风险了。 在大马交易所(Bursa Malaysia)网站上公布的ETF如下: •期货市场:TradePlus Shariah Gold Tracker •吉隆坡综合指数:FTSE Bursa Malaysia KLCI ETF •美国股市:MyETF Dow Jones U.S. Titans 50 •中国股市:TradePlus S&P [...]
6 Langkah Untuk Ketahui Adakah Anda Mampu Beli Rumah
Adakah anda mampu beli rumah idaman anda? Apakah harga yang boleh dikira sebagai mampu milik? Ikuti langkah mudah ini untuk ketahui kadar harga rumah yang anda mampu miliki. (Original article in English) Rumah memberikan anda [...]