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Market Overview November 2024
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2024 June Market Outlook
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6 Options for the 10,160 Who Didn’t Show Up For SPM
While troubling, life does not end when you fail your SPM or fail to sit for your SPM. Learn about your options. Entering the workforce has become gradually [...]
Understanding EPF and Its Role in Retirement Planning
Understand how KWSP functions and what are the tools it provides to its customers to ensure that your safety net for retirement is sufficient. The Employees Provident Fund [...]
Frugal Living in Malaysia: Maximizing Value Without Sacrificing Quality
Making the most out of your money can seem hard at times, so follow these simple tips to start your journey towards frugality. Frugal living in Malaysia is [...]
Latest News
Malaysia Budget 2023 Summary and Highlights
Unofficial summary and highlights for Malaysia's Budget 2023 presented by finance minister Datuk Seri Anwar Ibrahim. Malaysia's Background for Budget 2023 Firstly: The government has inherited a burden of excessive debt. The country's debt [...]
Kita Prihatin 2.0 Initiatives Launched
Malaysia's Prime Minister Muhyiddin Yassin announced Kita Prihatin initiatives totaling RM10billion on September 23, 2020 at 2:30pm. Bantuan Prihatin Nasional (Prihatin National Aid) 2.0 One off assistance: B40 Household: [...]
Government Retracts Plan to Impose Additional Charge for Online Shopping
The Malaysian Ministry of Communications and Multimedia has retracted previously announced plans to charge 20 sen for online shopping to help raise funds for the B40 group and [...]
Ringgit at High Versus US Dollar
The Malaysian Ringgit has been demonstrating promising performance against the US Dollar in the past 7 months. Learn more about the current situation of Malaysian Ringgit versus the [...]
How Would a Covid-19 Vaccine Impact the Market
A Covid-19 vaccine is a highly anticipated scientific breakthrough which we may see in 2021. Learn the potential impact of such news on the market and economy once [...]
Popular Articles
5 Ways to Earn Extra Income While Staying at Home
Seven weeks into the Movement Control Order (MCO) have brought several businesses grinding to a halt. But now, you can earn extra income while staying safe at home. The fourth phase of the movement control [...]
Calculating Investment Returns
How do you calculate your investment returns & performance? What about if you have multiple investments or multiple investment time frames? What is the difference between ARR vs CAGR? Or CAGR vs IRR? Return on [...]
You Can’t Change the Crypto World in a Smooth Predictable Curve
ShapeShift CEO Erik Voorhees says "You can’t change the world in a smooth, predictable curve". The original article by Christina Comben was published on CoinCentral. ShapeShift CEO Erik Voorhees ShapeShift Co-Founder and CEO Erik [...]
TNB Account Number Change
Change in TNB account numbers in 2016 July. Also some TNB customers are receiving higher than normal "estimated" bills OR being double billed. Effective 20 July 2016, Tenaga Nasional Berhad (TNB) changed its biller [...]
Money Transfers with MoneyMatch
Transfer money across borders from Malaysia for cheaper with Fintech startup MoneyMatch. Updated: May 2, 2019 What is MoneyMatch? MoneyMatch Sdn Bhd is a Malaysian company approved by Bank Negara Malaysia for fully digital [...]
Personal Finances
6 Must-Know Things About EPF’s 5.5% Dividends for 2023
Woah, woah, woah! 5.5% dividends from EPF? You would have surely heard the news. The Employee Provident Fund (EPF) has just given 5.5% of dividends to Malaysians contributing to it. If you had put your [...]
Digital Banking Revolution with Fintech
Technology in the financial sector is paving the way for individuals for a better fiscal future. Things have changed considerably in financial infrastructures worldwide in the past decade. Malaysia is no exception to this long-term [...]
Understanding the National Strategy for Financial Literacy
A look into how we play our part to complement Malaysia's National Strategy for Financial Literacy to empower individuals to grow and safeguard their wealth. To transform Malaysia's financial landscape, the then-Prime Minister Dr Mahathir [...]
Risk Management & Estate Planning
Insurans Pelancongan: Keperluan atau Kemewahan?
Perlukah anda mengambil insurans pelancongan? Apakah jenis insurans pelancongan yang ada dan yang mana perlu anda pilih? (Original article in English) Apakah Itu Insurans Pelancongan? Juga dikenali sebagai travel insurance, insurans ini adalah pilihan perlindungan yang [...]
Types of Insurance You Need At Different Stages In Life
It’s crucial to have the correct insurances that fit your needs. But, with the plethora of insurance policies available, it’s not surprising that insurance is confusing for many individuals. What is the right type to buy? [...]
保险， 你买对了吗？(Are You Getting the Right Insurance Coverage?)
保险， 你买对了吗？保险，是耳熟能详的名词，你或已拥有。可是，你了解所买的保险吗？它的保障是什么？事实上，大多数人并不理解自己所持有的保单，纯粹只为了买而买，丝毫不晓得其保障范围，结果在发生事故时得不到赔偿，引发『投保容易理赔难』的争议。(Read English article on life insurance). 何谓保险？ （一）保险的类别 保险可分为3大类别： 全险，半险 和 裸险。 （二）保险的功能 保险具有五项功能：人寿保险(Life)、重大疾病保险(Critical Illness / Dread Disease)、住院医药保险(Hospitalization & Medical)、意外保险(Personal Accident)、年金险(Endowment)。 人寿保险 每个受保人在三种情况下肯定会用到的保险： 1. 自然死亡（俗称：忘记起床了或突然忘了呼吸。 2. 疾病死亡（俗称：因重大疾病而死亡） 3. 意外死亡（俗称：无可预料的意外找上我们而造成的死亡） 任何事情发生导致受保人的离世，这保险将会按照保单列明的保险利益做出赔偿予指定的受益人。若受益人非法定受益人，则将按照遗产分配法令来进行分配。 重大疾病保险 也就是俗称的『36种疾病』。市面上有许多种类的重疾险，有些保险公司甚至包含多达上百种的重疾病。重疾险有轻度重疾（第一期和第二期）和严重重疾（第三期和第四期）。轻度重疾的保单，保费都会比较贵。 [...]
Investing
The Malaysian Guide to Sustainable and Ethical Investing
Ensure that your investments are bringing about positive changes to society and the world around you. Sustainable and ethical investing has gained significant traction in Malaysia, reflecting a global shift towards investments that not only [...]
2024 May Market Outlook
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A Guide to Investing in Gold: A Malaysian Context
The resilience of gold has made it the commodity of choice for investment amongst Malaysians. Investing in gold has been a long-standing tradition in Malaysia, reflecting a cultural affinity for the precious metal and its [...]