Retirement Calculator

Retirement calculator calculates your total retirement funds needed factoring in withdrawals and inflation.


Retirement Calculator Tips

A retirement calculator helps you to know your retirement funds goal and whether you will have sufficient monthly funds in your retirement years.

It is however impossible to predict the future and the assumptions use will have a significant impact on the results (e.g. investment returns of 8% vs 5/6/7% p.a.)

Monthly funds available is calculated at 4% withdrawals rate which is the most commonly used withdrawal rate.

Monthly expenses is lowered by 20% upon retirement in line with reduced spending (e.g. reduced petrol, dining, clothing costs).

Work with a personal finances advisor for a more detailed retirement plan and on how to achieve your retirement goals.


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